415 Davis Rd, Street, MD 21154 Property Records

Harford County property record for 415 Davis Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,651 sqft · built 2017
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (May 2014)
Tax Bill	$7,929 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-063876`

Property Details

APN / Parcel Number

Primary APN	`05-063876`
Alternative APN	`063876`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,651 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Utility Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	226,512 sqft (5.2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	178 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	063876
Street Address	415 DAVIS RD
City	STREET
State	MD
Zip	21154-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 5.20 AC 415 DAVIS ROAD LD NIMMO PT 201/6
Legal Subdivision	FINAL PLAT LOTS 3 & 4 LANDS OF NIMMO
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	4
Census Block	4007
Census Tract	305100

Owner

415 Davis Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 DAVIS RD, STREET, MD 21154-1334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 6, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2014 · Amount on File
Deed Sale	May 8, 2014 · Amount on File
Prior Sale	Mar 11, 2014 · Amount on File
Deed Book / Page	10737 / 275
Transfer Doc	0067470340
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	415 DAVIS RD, STREET, MD 21154-1334
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137140446
Date	Feb 27, 2020
Book Page	13714/446

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	415 DAVIS RD, STREET, MD 21154-1334
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138330182
Date	May 6, 2020
Book Page	13833/182

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	415 DAVIS RD, STREET, MD 21154-1334
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145080132
Date	Feb 22, 2021
Book Page	14508/132

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	415 DAVIS RD, STREET, MD 21154-1334
Document Number	0124750362
Book / Page	012475 / 000362
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 DAVIS RD STREET MD 211541334, STREET, MD 21154-1334

Mortgage

Document Number	0124750362
Date	Aug 18, 2017
Book Page	012475/000362

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 415 Davis Rd was $7,929 with a homeowner's exemption, up 16.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,929.00 (+16.88%) Homeowner's exemption	$722,067 (+7.85%)	$774,600 (-) Land $136,000 Building $638,600
2025	$6,784.00 Homeowner's exemption	$669,533	$774,600 Land $136,000 Building $638,600
2023		$602,133	$617,000 Land $136,000 Building $481,000
2022	$6,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Davis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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