Harford County property record for 401 Davis Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,485 sqft · built 2005 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Oct 2022) |
| Tax Bill | $7,158 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-060117 |
| Primary APN | 05-060117 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,485 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Built-in |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 292 sqft |
| Patio Area | 495 sqft |
| Shed | 1 Shed |
| Shed Area | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 060117 |
|---|---|
| Street Address | 401 DAVIS RD |
| City | STREET |
| State | MD |
| Zip | 21154-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 10 3.05 AC 401 DAVIS ROAD DUNSEN HEIGHTS PT 116/4 |
| Legal Subdivision | DUNSEN HEIGHTS 40 72 |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 DAVIS RD, STREET, MD 21154-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed, Transfer · Conventional Mortgage KATHLEEN BYE |
| Aug 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HARFORD BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Prior Sale | Oct 17, 2003 |
| Deed Book / Page | 15706 / 261 |
| Transfer Doc | 0000000238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 14, 2022 |
| Property Address | 401 DAVIS RD, STREET, MD 21154-1334 |
| Document Number | 0157060261 |
| Book / Page | 15706 / 261 |
| Map Reference | MB 103 FO 16 |
| Instrument Date | Oct 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 DAVIS RD, STREET, MD 21154-1334 |
| Document Number | 0157060268 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 15706-0268 |
| Name | KATHLEEN BYE |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 401 DAVIS RD, STREET, MD 21154-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0124580452 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 12458/0452 |
| Instrument | 12458-0452 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 401 DAVIS RD, STREET, MD 21154-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0133360195 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 13336/0195 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,158.00 (+19.66%) | $651,267 (+25.58%) | $705,200 (+29.78%) Land $125,200 Building $580,000 |
| 2025 | $5,982.00 (+9.94%) | ||
| 2023 | $518,600 | $543,400 Land $125,200 Building $418,200 | |
| 2022 | $5,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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