415 Cutting St, Bozeman, MT 59715 Property Records

Gallatin County property record for 415 Cutting St, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,099 sqft · built 1976
Lot Size	0.205 acres (8,930 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jan 2020)
Tax Bill	$3,870 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000RGG5248`

Property Details

APN / Parcel Number

Primary APN	`000RGG5248`
Alternative APNs	`06-0798-24-1-07-48-0000` `R0682877`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	1,035 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	113 ft deep x 79 ft wide
Garage Area	1,035 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000RGG5248
Street Address	415 CUTTING ST
City	BOZEMAN
State	MT
Zip	59715-6194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	FIGGINS ADD 1ST PH, S24, T02 S, R05 E, BLOCK 1, LOT 10, ACRES 0.205, PLAT I-6
Legal Range	05E
Legal Township	02S
Legal Section	24
Legal Subdivision	FIGGINS ADD 1ST PH
Legal Block	1
Legal Lot Number	10
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1013
Census Tract	1001

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 N 6TH AVE, BOZEMAN, MT 59715-3422
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	20202669687
Last Transfer Date	Mar 10, 2022
Transfer Doc	0002779171
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	415 CUTTING ST, BOZEMAN, MT 59715-6194
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002725983
Date	Mar 26, 2021
Instrument	2725983

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	RALEIGH, NC 27602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 23, 2022
Property Address	415 CUTTING ST, BOZEMAN, MT 59715-6194
Document Number	0002779171
Map Reference	PL I-6
Instrument Date	Mar 10, 2022
Instrument	2779171
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12601 S SOMERDOWNS CT, 12601, DRAPER, UT 84020-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N 6TH AVE, BOZEMAN, MT 59715-3422

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 8, 2020
Property Address	415 CUTTING ST, BOZEMAN, MT 59715-6194
Document Number	0002669687
Map Reference	PL I-6
Instrument Date	Jan 8, 2020
Instrument	2669687
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 CUTTING ST, BOZEMAN, MT 59715-6194

Mortgage

Document Number	0002669690
Date	Jan 8, 2020
Instrument	2669690

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,870.00 (+0.42%)	$811,900 (-0.54%)	$811,900 (-0.54%) Land $283,992 Building $527,908
2025	$3,854.00 (-21.51%)	$816,300 (+7.04%)	$816,300 (+7.04%) Land $283,992 Building $532,308
2023	$4,910.00	$762,600	$762,600 Land $242,838 Building $519,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, Verizon.

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