405 Cutting St, Bozeman, MT 59715 Property Records

Gallatin County property record for 405 Cutting St, Bozeman, MT 59715

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,064 sqft · built 1977
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on Record
Last Sale$425,600 (Jun 2025)
Tax Bill$3,082 (2025)
Deeds & MortgagesJun 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN000RGG4240

Property Details

APN / Parcel Number

Primary APN000RGG4240
Alternative APNs
  • 06-0798-24-1-07-50-0000
  • R0682094

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions112 ft deep x 90 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Deck Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000RGG4240
Street Address405 CUTTING ST
CityBOZEMAN
StateMT
Zip59715-6194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionFIGGINS ADD 1ST PH, S24, T02 S, R05 E, BLOCK 1, LOT 8, ACRES 0.231, PLAT I-6
Legal Range05E
Legal Township02S
Legal Section24
Legal SubdivisionFIGGINS ADD 1ST PH
Legal Block1
Legal Lot Number8
JurisdictionGALLATIN MT
Township / Civil DivisionBOZEMAN
Census Block Group1
Census Block1013
Census Tract1001

Owner

Source: Gallatin County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 CUTTING ST, BOZEMAN, MT 59715-6194
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleMay 5, 2011 · Amount on Record
Deed Document Number20252853438
Prior Transfer DateJan 4, 2011
Prior Transfer Doc0002387955
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateJun 25, 2025
Property Address405 CUTTING ST, BOZEMAN, MT 59715-6194
Document Number0002853438
Instrument DateJun 18, 2025
Instrument2853438
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyMONTANA TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 CUTTING ST, BOZEMAN, MT 59715-6194

Mortgage

Document Number0002853439
DateJun 25, 2025
Instrument2853439
Lender
NameGOPRIME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
MunicipalityBozeman City
Elementary School DistrictBozeman Elementary School District (PK - 08)
Secondary School DistrictBozeman High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,082.00 (-20.09%)$674,600 (+12.64%)$674,600 (+12.64%) Land $291,330 Building $383,270
2023$3,857.00$598,900$598,900 Land $261,118 Building $337,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOZEMAN
serves 56,000 people · EPA ID MT0000161
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100

May also be available: Global Net.

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