Kenton County property record for 415 Cross St, Elsmere, KY 41018
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8,220 sqft · built 1987 |
| Lot Size | 0.506 acres (22,056 sqft) |
| Owner | Owner Name on File |
| Last Sale | $225,000 (Jan 2011) |
| Tax Bill | $3,417 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-14-001.00 |
| Primary APN | 003-40-14-001.00 |
|---|
| Building Area | 8,220 sqft Finished Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Lot Area | 22,056 sqft |
| Lot Dimensions | 293 ft deep x 75 ft wide |
| Old Parcel Number | 0034014001.00 |
|---|---|
| Street Address | 415 CROSS ST |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2108 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SOUTH ERLANGER LOTS 1726-1727-1728 & LOTS 1736-1737-1738-1739 75.20X293.30 IRREG |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 39 |
| Legal Lot Number | 1726T28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 65700 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4005 DIXIE HWY, ELSMERE, KY 41018-1813 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2011 · Amount on Record |
| Deed Sale | Jan 20, 2011 · Amount on Record |
| Deed Document Number | 0004501202 |
| Deed Book / Page | 4501 / 202 |
| Record Updated | Jun 8, 2026 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,417.00 (+1.33%) | $225,000 (-) Land $115,500 Building $109,500 | $225,000 (-) Land $115,500 Building $109,500 |
| 2023 | $3,372.00 | $225,000 Land $115,500 Building $109,500 | $225,000 Land $115,500 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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