Kenton County property record for 309 Cross St, Elsmere, KY 41018 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,410 sqft Finished Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2025) |
| Tax Bill | $3,797.00 (2025) |
| Primary APN | 003-40-21-016.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,410 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 309 CROSS ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER PT LOT 1692 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 1692 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 65700 |
Source: Kenton County records · APN 003-40-21-016.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 CROSS ST, ELSMERE, KY 41018-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer |
| Oct 02, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2025 · Amount on Record |
| Deed Sale | Jul 09, 2025 · Amount on Record |
| Prior Sale | Oct 02, 2023 · Amount on Record |
| Deed Document Number | 2025111 |
| Deed Book / Page | 351 / 442 |
| Prior Transfer Date | May 01, 2008 |
| Prior Transfer Doc | 0005900128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 28, 2023 |
| Property Address | 309 CROSS ST, ELSMERE, KY 41018-2106 |
| Document Number | 0005900011 |
| Book / Page | KC 248 / 778 |
| Map Reference | PL 293 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 23092805900011 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 HOLLY WOODS DR, FORT THOMAS, KY 41075-2442 |
| Name | Verified Name |
|---|---|
| Address | 840 MONROE ST, NEWPORT, KY 41071-2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2023 |
| Property Address | 309 CROSS ST, ELSMERE, KY 41018-2106 |
| Document Number | 0005900018 |
| Book / Page | KC 249 / 408 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 23100205900018 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 MONROE ST, NEWPORT, KY 41071-2062 |
| Name | Verified Name |
|---|---|
| Address | 9169 W STATE ST # 771, 771, GARDEN CITY, ID 83714-1733 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,797.00 (+132.66%) | $250,000 (+129.57%) Land $10,000 Building $240,000 | $250,000 (+129.57%) Land $10,000 Building $240,000 |
| 2023 | $1,632.00 (+58.14%) | $108,900 (+73.68%) Land $10,000 Building $98,900 | $108,900 (+73.68%) Land $10,000 Building $98,900 |
| 2022 | $1,032.00 | $62,700 Land $10,000 Building $52,700 | $62,700 Land $10,000 Building $52,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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