Stewart County property record for 314 Cottrell Ridge Rd, Dover, TN 37058
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,616 sqft · built 1997 |
| Lot Size | 78.8 acres (3,436,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2022) |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081086 03901 |
| Primary APN | 081086 03901 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 160 sqft |
| Finished Basement | 160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,436,448 sqft (78.8 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,792 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 253 sqft |
| Patio Area | 404 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 314 COTTRELL RIDGE RD |
|---|---|
| City | DOVER |
| State | TN |
| Zip | 37058-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 10, COUNTY AREA: P99 |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 110700 |
314 Cottrell Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in March 2022.
Source: Stewart County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 DONEGAN CROSSING RD, DICKSON, TN 37055-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 0000268433 |
| Deed Book / Page | 146 / 633 |
| Prior Transfer Date | Dec 1, 2011 |
| Prior Transfer Doc | 36785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEWART TN |
| Recording Date | Mar 16, 2022 |
| Property Address | 314 COTTRELL RIDGE RD, DOVER, TN 37058-5149 |
| Document Number | 000268/433 |
| Book / Page | 268 / 433 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 64161 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 DOREGAN CROSSING ROAD, DICKSON, TN 37055-5054 |
| Document Number | 0000064162 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 64162 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 314 Cottrell Ridge Rd was $844 with an additional exemption, down 3.7% from the year before.
Source: Stewart County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 (-3.65%) Additional exemption filed | $56,775 (-3.73%) Land $16,325 Building $40,450 | |
| 2024 | $876.00 (-7.79%) Additional exemption filed | $58,975 (+46.52%) Land $16,325 Building $42,650 | |
| 2023 | $950.00 (+8.57%) | $40,250 (+8.64%) Land $13,075 Building $27,175 | |
| 2022 | $875.00 | $37,050 Land $13,075 Building $23,975 | $148,200 (-73.83%) Land $52,300 Building $95,900 |
| 2021 | $566,200 Land $404,400 Building $161,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 314 Cottrell Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Cottrell Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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