Yellowstone County property record for 415 Cottonwood Ave, Laurel, MT 59044
| Property Type | Quadplex |
|---|---|
| Details | 16 bd · 8 ba · 3,480 sqft · built 1979 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $448,875 (Jan 2023) |
| Tax Bill | $2,783 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B008880 |
| Primary APN | 000B008880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 16 Beds |
|---|---|
| Full Baths | 8 Baths |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 3,480 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Upper Floors Area | 1,740 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Quadruplex |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Neighborhood / Spot |
| Porch | Porch |
|---|---|
| Deck Area | 56 sqft |
| Patio Area | 20 sqft |
| Utility Building | 120 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 COTTONWOOD AVE |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-2839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RLMF |
| Legal Description | NUTTING SUBD, S10, T02 S, R24 E, BLOCK 17, LOT 17 - 18 |
| Legal Subdivision | NUTTING SUBD |
| Legal Block | 17 |
| Legal Lot Number | 17-18 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1902 |
415 Cottonwood Ave, a quadplex, is owned by an individual who bought it in January 2023.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 TRIBECA, IRVINE, CA 92612-0178 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | Oct 5, 2012 · Amount on File |
| Deed Document Number | 20234038705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 415 COTTONWOOD AVE, LAUREL, MT 59044-2839 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 190 TRIBECA, IRVINE, CA 92612-0178 |
| Document Number | 0004038706 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 4038706 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 415 Cottonwood Ave was $2,783.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,200 Land $48,270 Building $379,930 | $428,200 Land $48,270 Building $379,930 | |
| 2025 | $2,783.00 | ||
| 2023 | $2,983.00 | $374,600 | $374,600 Land $42,147 Building $332,453 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Cottonwood Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Cottonwood Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, TCT Internet, Verizon.
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