Habersham County property record for 415 Cobblestone Ln, Demorest, GA 30535
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2005 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,476 (2026) |
| Deeds & Mortgages | Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 042 092 |
| Primary APN | 042 092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Heated Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 1,078 sqft |
| Upper Floors Area | 486 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 135,036 sqft (3.1 acres) |
| Lot Width | 150 ft Width |
| Porch | Slab |
| Porch Area | 592 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 383955 |
|---|---|
| Street Address | 415 COBBLESTONE LN |
| City | DEMOREST |
| State | GA |
| Zip | 30535-4775 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 10-27 PB 18-293 647-426 |
| Legal Subdivision | RIVER PLACE SOQUE |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 603 |
415 Cobblestone Ln, a residential property, is owned by two individuals.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1573 SE PRATT ST, PORT SAINT LUCIE, FL 34983-4042 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 415 COBBLESTONE LN, DEMOREST, GA 30535-4775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1171/232 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 1171/232 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2043 |
The 2026 property tax bill for 415 Cobblestone Ln was $3,476.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,476.00 | $152,489 Land $42,073 Building $110,416 | $381,222 Land $105,182 Building $276,040 |
| 2023 | $3,145.00 (+9.73%) | $121,172 (+9.73%) Land $46,036 Building $75,136 | $302,930 (+9.73%) Land $115,090 Building $187,840 |
| 2022 | $2,866.00 | $110,424 Land $46,036 Building $64,388 | $276,060 Land $115,090 Building $160,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Cobblestone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Cobblestone Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · Cable | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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