401 Cobblestone Ln, Demorest, GA 30535 Property Records

Habersham County property record for 401 Cobblestone Ln, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 996 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$54,700 (Jul 2016)
Deeds & Mortgages	Jul 2016 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043 018`

Property Details

APN / Parcel Number

Primary APN	`043 018`
Alternative APN	`672012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	996 sqft Heated Area
Gross Area	3,096 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	70 ft Width
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	672012
Street Address	401 COBBLESTONE LN
City	DEMOREST
State	GA
Zip	30535-4775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-127 TK 17B PB 40-41 DB 1117-1061
Legal Subdivision	M JANE HORTON
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2001
Census Tract	603

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 COBBLESTONE LN, DEMOREST, GA 30535-4775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2016	Deed of Trust, Mortgage RABUN COUNTY BANK
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2016 · Amount on Record
Deed Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	0011171061
Deed Book / Page	1117 / 1061
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	401 COBBLESTONE LN, DEMOREST, GA 30535-4775
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01117/1063
Date	Jul 29, 2016
Book Page	1117/1063

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	401 COBBLESTONE LN, DEMOREST, GA 30535-4775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1140/351
Date	May 31, 2017
Book Page	1140/351

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption Senior Citizen's exemption	$126,412 (+13.11%) Land $25,056 Building $101,356	$316,030 (+13.11%) Land $62,640 Building $253,390
2022	Homeowner's exemption Senior Citizen's exemption	$111,760 Land $25,056 Building $86,704	$279,400 Land $62,640 Building $216,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cobblestone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures