415 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 415 Cedar St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,618 sqft · built 1945
Lot Size	0.144 acres (6,255 sqft)
Owner	2 Company Names on Record
Last Sale	$2,000,000 (Jun 2022)
Tax Bill	$27,089 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-061-020`

Property Details

APN / Parcel Number

Primary APN	`050-061-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,068 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,255 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 CEDAR ST
City	SAN CARLOS
State	CA
Zip	94070-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	0.11 AC BEING 45.47 FT MOL ON S LN MAGNOLIA AVE LYING S & OPP LOTS 1 & 18 BLOCK 32 RESUB AMEND MAP TOWN OF SAN CARLOS SAN CARLOS ACREAGE
Legal Subdivision	TOWN OF SAN CARLOS
Legal Block	32
Legal Lot Number	1,18
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3009
Census Tract	609202

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Intrafamily Transfer, Transfer
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	202251681
Prior Transfer Date	Feb 15, 2017
Prior Transfer Doc	0000020278
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2022
Property Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164
Document Number	0000070898
Map Reference	LB 6 PG 56
Instrument Date	Aug 28, 2022
Instrument	2022-070898
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 30, 2022
Property Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164
Document Number	0000051681
Map Reference	LB 6 PG 56
Instrument Date	Jun 7, 2022
Instrument	2022-051681
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164

Mortgage

Document Number	0000051682
Date	Jun 30, 2022
Instrument	2022-051682

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

Mortgage

Document Number	0000051683
Date	Jun 30, 2022
Instrument	2022-051683

Lender

Name	HUIE LAM REVOCABLE TRUST
Type	Private Party
Address	325 SHARON PARK DR, MENLO PARK, CA 94025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 8, 2017
Property Address	415 CEDAR ST, SAN CARLOS, CA 94070-2164
Document Number	0000020278
Instrument Date	Feb 15, 2017
Instrument	20278
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 CEDAR ST SAN CARLOS CA 940702164, SAN CARLOS, CA 94070-2164

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,310,000 (+2.26%) Land $1,769,000 Building $541,000
2025	$27,089.00 (+1.62%)	$2,259,000 (+0.58%) Land $1,730,000 Building $529,000
2023	$26,656.00 (+32.63%)	$2,246,000 Land $1,720,000 Building $526,000	$2,243,430
2022	$20,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 units insured incl. 15 condo units
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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