San Mateo County property record for 401 Cedar St, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,310 sqft · built 1945 |
| Lot Size | 0.109 acres (4,758 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,586 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-061-010 |
| Primary APN | 050-061-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,758 sqft (0.109 acres) |
| View / Lot | Corner |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 CEDAR ST |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | BEING 114.53 FT X 120.54 FT COR OF MAGNOLIA AVE CEDAR ST SAN CARLOS ACREAGE |
| Legal Subdivision | PROPERTY/MANN/SAN CARLOS PARK |
| Legal Block | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 609202 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 CEDAR ST, SAN CARLOS, CA 94070-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 401 CEDAR ST, SAN CARLOS, CA 94070-2164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 CEDAR ST, SAN CARLOS, CA 94070-2164 |
| Document Number | 0000042505 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023-042505 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,336 (+2%) Land $250,210 Building $370,126 | ||
| 2025 | $8,586.00 (+4.9%) Homeowner's exemption | $608,173 (+4.04%) Land $245,304 Building $362,869 | |
| 2023 | $8,185.00 (+12.37%) Homeowner's exemption | $584,560 Land $235,780 Building $348,780 | $1,507,770 |
| 2022 | $7,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 units insured incl. 15 condo units |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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