415 Broad St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 415 Broad St, Oneida, NY 13421 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1870
Square Footage2,196 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2022)
Tax Bill$7,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN251201 38.32-2-18
Alternative APNs
  • 120103803200020180000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,196 sqft Living Area
1st Floor1,098 sqft 1st Floor
2nd Floor1,098 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area10,019 sqft (0.23 acres)
Depth X Width151 ft x 67 ft Depth x Width
Pool TypeIn-Ground Vinyl Pool Pool Type
Porch Area525 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address415 BROAD ST
CityONEIDA
StateNY
Zip13421-2431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number18.000
JurisdictionMADISON NY
Minor Civil DivisionONEIDA
Census Blockgroup4
Census Block4000
Census Tract30102

Owner

Source: Madison County and Oneida City records · APN 251201 38.32-2-18

Assessment roll updated April 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address415 BROAD ST, ONEIDA, NY 13421-2431
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
GPO FEDERAL CREDIT UNION
Jan 27, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
GPO FCU
Nov 28, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2022 · Amount on Record
Deed SaleJan 27, 2022 · Amount on Record
Prior SaleSep 15, 2009 · Amount on Record
Deed Doc Number2022546
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Recording DateMay 15, 2026
Property Address415 BROAD ST, ONEIDA, NY 13421-2431
Document Number0000002126
Instrument DateMay 11, 2026
Instrument20262126
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 BROAD ST, ONEIDA, NY 13421-2431

Mortgage

Document Number0000002126,
DateMay 15, 2026
Instrument20262126
Lender
NameGPO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateJan 27, 2022
Property Address415 BROAD ST, ONEIDA, NY 13421-2431
Document Number0000000046
Instrument DateJan 17, 2022
Instrument2022-546
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5958 CAVANAUGH RD APT F, F, MARCY, NY 13403-2434

Mortgage

Document Number0000000047
DateJan 27, 2022
Instrument2022-547
Lender
NameGPO FCU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address415 BROAD ST, ONEIDA, NY 13421-2431
Document Number0000007306
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedJan 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 BROAD ST ONEIDA NY 134212431, ONEIDA, NY 13421-2431

Mortgage

Document Number0000007306
DateDec 11, 2017
Instrument7306
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,641.00 (+99.71%)$153,600 (-) Land $12,200 Building $141,400$216,338 (+7.04%) Land $17,183 Building $199,155
2023$153,600 (-) Land $12,200 Building $141,400$202,105 (+9.21%) Land $16,053 Building $186,052
2022$3,826.00$153,600 Land $12,200 Building $141,400$185,060 Land $14,699 Building $170,361

Flood & Wildfire

Our records do not include FEMA flood map data for 415 Broad St; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Main-Broad-Grove Streets Historic District
listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Broad St

Nearby Streets

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