Madison County and Oneida City property record for 411 Broad St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,487 sqft · built 1890 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Mar 2021) |
| Tax Bill | $7,548 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| APN | 251201 38.32-2-17 |
| Primary APN | 251201 38.32-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| 2nd Floor Area | 1,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 BROAD ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
411 Broad St is owned and occupied by two individuals who bought it in March 2021.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 BROAD ST, ONEIDA, NY 13421-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION |
| Mar 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Aug 20, 2019 | Grant Deed, Transfer LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 20211400 |
| Prior Transfer Date | Jun 4, 2003 |
| Prior Transfer Doc | 1259000248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | May 20, 2026 |
| Property Address | 411 BROAD ST, ONEIDA, NY 13421-2431 |
| Document Number | 0000002208 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 BROAD ST, ONEIDA, NY 13421-2431 |
| Document Number | 0000002208, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20262208 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Mar 9, 2021 |
| Property Address | 411 BROAD ST, ONEIDA, NY 13421-2431 |
| Document Number | 0000000400 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-1400 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 527 MAIN ST, ONEIDA, NY 13421-2423 |
| Document Number | 0000000401 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-1401 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 20, 2019 |
| Property Address | 411 BROAD ST, ONEIDA, NY 13421-2431 |
| Document Number | 0000004150 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 4150 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 26 ONEIDA NY 134210026, ONEIDA, NY 13421-0026 |
The 2026 property tax bill for 411 Broad St was $7,548, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,548.00 (-1.48%) | ||
| 2025 | $7,661.00 | $154,000 Land $10,500 Building $143,500 | $216,901 Land $14,789 Building $202,112 |
| 2023 | $154,000 (-) Land $10,500 Building $143,500 | $202,632 (+9.21%) Land $13,816 Building $188,816 | |
| 2022 | $3,836.00 | $154,000 Land $10,500 Building $143,500 | $185,542 Land $12,651 Building $172,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 411 Broad St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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