Middlesex County and Lowell City property record for 415 Beacon St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 4 ba · 5,589 sqft · built 1900 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $215,000 (Jun 2008) |
| Tax Bill | $11,920 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | H01440 |
| Primary APN | H01440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 5,589 sqft Living Area |
| Gross Area | 8,808 sqft |
| 1st Floor Area | 2,162 sqft |
| Basement Area | 2,034 sqft |
| Unfinished Basement | 2,034 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | H01440 |
|---|---|
| Street Address | 415 BEACON ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-1703 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TSF |
| Legal Block | 440 |
| Legal Lot Number | 415 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 310200 |
415 Beacon St, a duplex, is held in a trust since June 2008.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 75 LEDGE RD, NORTH CHELMSFORD, MA 01863-1016 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| May 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2008 · Amount on File |
| Deed Sale | Jun 27, 2008 · Amount on File |
| Prior Sale | May 12, 2008 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 415 BEACON ST, LOWELL, MA 01850-1703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037394-77 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 37394/77 |
| Instrument | 39799 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 415 BEACON ST, LOWELL, MA 01850-1703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34081-26 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 34081/26 |
| Instrument | 18610 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 415 Beacon St was $11,920, up 1.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,920.00 (+1.46%) | $1,050,200 (+2.62%) Land $187,500 Building $862,700 | $886,439 |
| 2025 | $11,749.00 (+11.09%) | $1,023,400 (+15.25%) Land $175,300 Building $848,100 | |
| 2024 | $10,576.00 (+4.41%) | $888,000 (+8.89%) Land $163,800 Building $724,200 | |
| 2023 | $10,129.00 | $815,500 Land $142,400 Building $673,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Beacon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 Beacon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures