401 Beacon St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 401 Beacon St, Lowell, MA 01850

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 4,077 sqft · built 1920
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$662,500 (Jul 2021)
Tax Bill	$8,831 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G06360`

Property Details

APN / Parcel Number

Primary APN	`G06360`
Alternative APNs	`LOWE M:195 B:440 L:401` `M:000195 T:G06360`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,077 sqft Living Area
Gross Area	6,865 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	G06360
Street Address	401 BEACON ST
City	LOWELL
State	MA
Zip	01850-1703
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TSF
Legal Block	440
Legal Lot Number	401
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310200

Owner

401 Beacon St, a triplex, is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	401 BEACON ST, LOWELL, MA 01850-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Dec 7, 2015 · Amount on File
Deed Book / Page	36009 / 54
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 15, 2021
Property Address	401 BEACON ST, LOWELL, MA 01850-1703
Document Number	0036009-54
Book / Page	36009 / 54
Instrument Date	Jul 15, 2021
Instrument	41866
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BEACON ST # 403, 403, LOWELL, MA 01850-1703

Mortgage

Document Number	0000041867
Date	Jul 15, 2021
Instrument	41867

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 401 Beacon St was $8,831, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,831.00 (+4.51%)	$778,100 (+5.71%) Land $186,000 Building $592,100
2025	$8,450.00 (+4.7%)	$736,100 (+8.62%) Land $173,800 Building $562,300
2024	$8,071.00 (+2.7%)	$677,700 (+7.1%) Land $162,500 Building $515,200
2023	$7,859.00	$632,800 Land $141,300 Building $491,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Beacon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 Beacon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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