415 Albert St, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 415 Albert St, Cape Girardeau, MO 63703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 948 sqft · built 1930
Lot Size0.186 acres (8,102 sqft)
OwnerCompany Name on File
Last Sale$98,845 (Dec 2025)
Tax Bill$510 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN211090013007000000

Property Details

APN / Parcel Number

Primary APN211090013007000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area948 sqft Living Area
AtticAttic
Attic Area246 sqft
Basement Area702 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialStucco
Construction TypeFrame
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions157 ft deep x 48.7 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address415 ALBERT ST
CityCAPE GIRARDEAU
StateMO
Zip63703-6501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 VOGELSANG 1ST 03/38
Legal Range14E
Legal Township30S
Legal Section06
Legal SubdivisionVOGELSANG 1ST
Legal Lot Number8
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group1
Census Block1026
Census Tract881600

Owner

415 Albert St is owned by a company that bought it in December 2025.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address415 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK
Dec 8, 2025Deed of Trust, Mortgage · Commercial Mortgage
ALLIANCE BANK
May 27, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2025 · Amount on File
Deed SaleDec 8, 2025 · Amount on File
Prior SaleJul 29, 2009 · Amount on File
Deed Document Number202510198
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Recording DateMay 29, 2026
Property Address415 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Document Number0000004659
Instrument DateMay 28, 2026
Instrument20264659
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000004659,
DateMay 29, 2026
Instrument20264659
Lender
NameALLIANCE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.3%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address415 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202510199
DateDec 8, 2025
Instrument2025-10199
Lender
NameALLIANCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAPE GIRARDEAU MO
Recording DateMay 27, 2021
Property Address415 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Document Number0202107415
Map ReferencePB 3 PG 38
Instrument DateMay 27, 2021
Instrument2021-07415
Transaction TypeTransfer
Record UpdatedDec 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 415 Albert St was $510.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,780 (-) Land $1,340 Building $8,440$51,471 (-) Land $7,029 Building $44,442
2025$510.00$9,780 Land $1,340 Building $8,440$51,471 Land $7,029 Building $44,442
2023$483.00$9,310 Land $1,270 Building $8,040$49,020 Land $6,694 Building $42,326

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Albert St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims53 (1982–2011)
Claims Outside the SFHA5 of 53
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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