409 Albert St, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 409 Albert St, Cape Girardeau, MO 63703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,216 sqft · built 1930
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on File
Last Sale$114,046 (Mar 2026)
Tax Bill$696 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN211090013004000000

Property Details

APN / Parcel Number

Primary APN211090013004000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
Basement Area858 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialVinyl
Construction TypeFrame
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions157 ft deep x 48.7 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 ALBERT ST
CityCAPE GIRARDEAU
StateMO
Zip63703-6501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 VOGELSANG 1ST 03/38
Legal Range14E
Legal Township30S
Legal Section06
Legal SubdivisionVOGELSANG 1ST
Legal Lot Number5
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group1
Census Block1026
Census Tract881600

Owner

409 Albert St is owned and occupied by two individuals who bought it in March 2026.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION CO LLC
Apr 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF ADVANCE
Apr 7, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2026 · Amount on File
Deed SaleMar 20, 2026 · Amount on File
Prior SaleApr 7, 2021 · Amount on File
Deed Document Number20262175
Prior Transfer DateApr 2, 2021
Prior Transfer Doc0000004784
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateMar 20, 2026
Property Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Document Number0202602175
Map ReferencePB 3 PG 38
Instrument DateMar 19, 2026
Instrument2026-02175
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501

Mortgage

Document Number0202602176
DateMar 20, 2026
Instrument2026-02176
Lender
NameDAS ACQUISITION CO LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAPE GIRARDEAU MO
Recording DateApr 7, 2021
Property Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Document Number0202104785
Map ReferencePB 3 PG 38
Instrument DateApr 3, 2021
Instrument2021-04785
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
InvestorPossibly a Property Investor

Mortgage

Document Number0202104786
DateApr 7, 2021
Instrument2021-04786
Lender
NameBANK OF ADVANCE
Agreement
TypeConventional Mortgage
AmountAmount on Record

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateApr 7, 2021
Property Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
Document Number0202104784
Map ReferencePB 3 PG 38
Instrument DateApr 2, 2021
Instrument2021-04784
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ALBERT ST, CAPE GIRARDEAU, MO 63703-6501
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 409 Albert St was $696.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,330 (-) Land $1,340 Building $11,990$70,143 (-) Land $7,029 Building $63,114
2025$696.00$13,330 Land $1,340 Building $11,990$70,143 Land $7,029 Building $63,114
2023$659.00$12,690 Land $1,270 Building $11,420$66,803 Land $6,694 Building $60,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Albert St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims53 (1982–2011)
Claims Outside the SFHA5 of 53
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Albert St

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