415 7th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 415 7th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,668 sqft · built 1907
Lot Size	0.137 acres (5,996 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Mar 2008)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0030-04410`

Property Details

APN / Parcel Number

Primary APN	`090-0030-04410`
Alternative APN	`869225`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,668 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Frame
Lot Area	5,996 sqft (0.137 acres)

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	24 sqft
Storage Building	72 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	869225
Street Address	415 7TH ST S
City	VIRGINIA
State	MN
Zip	55792-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 AND 26, BLOCK 90 SERIAL #
Legal Subdivision	VIRGINIA 2ND ADD
Legal Block	90
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3009
Census Tract	13100

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 7TH ST S, VIRGINIA, MN 55792-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2008 · Amount on Record
Deed Sale	Mar 10, 2008 · Amount on Record
Deed Document Number	20081075661
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	415 7TH ST S, VIRGINIA, MN 55792-2747
Document Number	00A1355770
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 518 VIRGINIA MN 557920518, VIRGINIA, MN 55792-0518

Mortgage

Document Number	00A1355770
Date	Jun 3, 2019
Instrument	A1355770

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2034

Interest

Rate	6.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 (+21.21%) Homeowner's exemption
2025	$1,292.00 (+22.12%) Homeowner's exemption	$134,300 (+10.9%) Land $6,600 Building $127,700	$134,300 (+10.9%) Land $6,600 Building $127,700
2024	$1,058.00	$121,100 (+44.34%) Land $5,700 Building $115,400	$121,100 (+44.34%) Land $5,700 Building $115,400
2022		$83,900 Land $5,000 Building $78,900	$83,900 Land $5,000 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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