403 7th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 403 7th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1904
Lot Size	0.137 acres (5,997 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Jul 2019)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0030-04470`

Property Details

APN / Parcel Number

Primary APN	`090-0030-04470`
Alternative APN	`1073555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,552 sqft Gross Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stucco
Construction Type	Frame
Lot Area	5,997 sqft (0.137 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	176 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1073555
Street Address	403 7TH ST S
City	VIRGINIA
State	MN
Zip	55792-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 AND 32, BLOCK 90 SERIAL #
Legal Subdivision	DONNYWOOD ACRES
Legal Block	90
Legal Lot Number	31-32
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3009
Census Tract	13100

Owner

403 7th St S is owned and occupied by an individual who bought it in July 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	403 7TH ST S, VIRGINIA, MN 55792-2747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	20191358155
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0001279230
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2019
Property Address	403 7TH ST S, VIRGINIA, MN 55792-2747
Document Number	00A1358155
Instrument Date	Jun 10, 2019
Instrument	A1358155
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UP N TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 7TH ST S VIRGINIA MN 557922747, VIRGINIA, MN 55792-2747

Mortgage

Document Number	A1358156
Date	Jul 8, 2019
Instrument	A1358156

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 403 7th St S was $1,096 with a homeowner's exemption, up 25.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (+25.69%) Homeowner's exemption
2025	$872.00 (+6.86%) Homeowner's exemption	$115,200 (+10.88%) Land $6,600 Building $108,600	$115,200 (+10.88%) Land $6,600 Building $108,600
2024	$816.00	$103,900 Land $5,700 Building $98,200	$103,900 Land $5,700 Building $98,200
2022		$75,600 Land $5,000 Building $70,600	$75,600 Land $5,000 Building $70,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 7th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 7th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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