Bay County property record for 415 5th St, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,440 sqft · built 2003 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2021) |
| Tax Bill | $8,159 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04973-023-000 |
| Primary APN | 04973-023-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,440 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 415 5TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB01 |
| Legal Description | MEXICO BEACH UNIT 14 LOT 15 BLK A ORB 4476 P 1929 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH UNIT 14 |
| Legal Block | A |
| Legal Lot Number | 15 |
| Legal Unit | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7735 GA HIGHWAY 202, THOMASVILLE, GA 31757-0957 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Jun 3, 2013 · Amount on Record |
| Deed Document Number | 2021081129 |
| Deed Book / Page | 4476 / 1929 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 22, 2021 |
| Property Address | 415 5TH ST, MEXICO BEACH, FL 32456-7002 |
| Document Number | 0044761929 |
| Book / Page | 4476 / 1929 |
| Map Reference | MB 11 PG 15 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021081129 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 LINKS VIEW DR, 127, GREENEVILLE, TN 37743-5993 |
| Name | Verified Name |
|---|---|
| Address | 7735 GA HIGHWAY 202, THOMASVILLE, GA 31757-0957 |
| Document Number | 44761931 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 4476/1931 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,159.00 (+15.86%) | $549,677 (+24.3%) Land $151,925 Building $397,752 | $549,677 (+24.3%) Land $151,925 Building $397,752 |
| 2023 | $7,042.00 (+17.37%) | $442,230 (+22.84%) Land $123,600 Building $318,630 | $442,230 (+22.84%) Land $123,600 Building $318,630 |
| 2022 | $6,000.00 | $360,012 Land $75,190 Building $284,822 | $360,012 Land $75,190 Building $284,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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