Bay County property record for 413 5th St, Mexico Beach, FL 32456
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 2015 |
| Lot Size | 0.362 acres (15,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Mar 2022) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 04973-022-010 |
| Primary APN | 04973-022-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,768 sqft (0.362 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Porch | Florida Room |
| Porch Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 5TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7002 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MB01 |
| Legal Description | MEXICO BEACH UNIT 14 LOT 13 BLK A ORB 4535 P 1225 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | A |
| Legal Lot Number | 13 |
| Legal Unit | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 600 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 5TH ST, MEXICO BEACH, FL 32456-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · Seller Carry-Back JEFFREY LOCKE |
| Sep 12, 2017 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Oct 9, 2014 · Amount on Record |
| Deed Document Number | 202218221 |
| Deed Book / Page | 4535 / 1225 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 0039350794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 413 5TH ST, MEXICO BEACH, FL 32456-7002 |
| Document Number | 0045351225 |
| Book / Page | 4535 / 1225 |
| Map Reference | MB 11 PG 15 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022018221 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 5TH ST, MEXICO BEACH, FL 32456-7002 |
| Document Number | 0045351230 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 4535/1230 |
| Name | JEFFREY LOCKE |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 12, 2017 |
| Property Address | 413 5TH ST, MEXICO BEACH, FL 32456-7002 |
| Document Number | 0039350794 |
| Book / Page | 003935 / 000794 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 51477 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 13177 MEXICO BEACH FL 324103177, MEXICO BEACH, FL 32410-3177 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 (+6.74%) | $342,691 (+1.06%) | $370,705 (+9.32%) Land $151,925 Building $218,780 |
| 2024 | $5,355.00 (+10.3%) | $339,108 (+19.74%) Land $141,625 Building $197,483 | $339,108 (+19.74%) Land $141,625 Building $197,483 |
| 2023 | $4,855.00 (+111.27%) | $283,215 (+101.41%) Land $123,600 Building $159,615 | $283,215 (+101.41%) Land $123,600 Building $159,615 |
| 2022 | $2,298.00 | $140,617 Land $75,190 Building $65,427 | $140,617 Land $75,190 Building $65,427 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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