415 3rd St SE, Wadena, MN 56482 Property Records

Wadena County property record for 415 3rd St SE, Wadena, MN 56482

Property Summary

Property TypeSingle Family Home
Details1,160 sqft · built 1900
Lot Size0.16 acres (6,998 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Jan 2023)
Tax Bill$1,398 (2026)
Deeds & MortgagesFeb 2023 Line of Credit
Jun 2022 Sale
+ 2 more
APN22-310-0670

Property Details

APN / Parcel Number

Primary APN22-310-0670

Interior

Stories1 Story
Building Area1,160 sqft Living Area
Basement Area1,160 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,998 sqft (0.16 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft

Location & Zoning

Street Address415 3RD ST SE
CityWADENA
StateMN
Zip56482-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN. P. ADDITION
Legal SubdivisionN. P. ADDITION
Legal Block32
Legal Lot Number4
JurisdictionWADENA MN
Township / Civil DivisionWADENA
Census Block Group4
Census Block4007
Census Tract480300

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 3RD ST SE, WADENA, MN 56482-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE
Jun 23, 2022Warranty Deed, Transfer
Dec 16, 2019Warranty Deed, Transfer · Conventional Mortgage
BLACK RIDGE BANK
Feb 12, 2018Warranty Deed, Transfer · Conventional Mortgage
MID CENTRAL FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleJun 8, 2022 · Amount on Record
Deed Document Number20231508736
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWADENA MN
Property Address415 3RD ST SE, WADENA, MN 56482-1630
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000263695
DateFeb 1, 2023
Instrument263695
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWADENA MN
Recording DateJun 23, 2022
Property Address415 3RD ST SE, WADENA, MN 56482-1630
Document Number0000261986
Instrument DateJun 8, 2022
Instrument261986
Transaction TypeTransfer
Record UpdatedJul 13, 2022

Transaction

AmountAmount Recorded
Tax$511.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 3RD ST SE, WADENA, MN 56482-1630

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWADENA MN
Recording DateDec 16, 2019
Property Address415 3RD ST SE, WADENA, MN 56482-1630
Document Number0000254073
Instrument DateNov 15, 2019
Instrument254073
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$296.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 3RD ST SE, WADENA, MN 56482-1630

Mortgage

Document Number0000254074
DateDec 16, 2019
Instrument254074
Lender
NameBLACK RIDGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWADENA MN
Recording DateFeb 12, 2018
Property Address415 3RD ST SE, WADENA, MN 56482-1630
Document Number248990
Instrument DateFeb 8, 2018
Instrument248990
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$263.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address415 3RD ST SE, WADENA, MN 56482-1630

Mortgage

Document Number248991
DateFeb 12, 2018
Instrument248991
Lender
NameMID CENTRAL FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWadena County
MunicipalityWadena City
Unified School DistrictWadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,398.00 (+10.43%) Homeowner's exemption$139,100 (-0.14%) Land $12,600 Building $126,500$139,100 (-0.14%) Land $12,600 Building $126,500
2025$139,300 (+8.74%) Land $10,500 Building $128,800$139,300 (+8.74%) Land $10,500 Building $128,800
2023$1,266.00 Homeowner's exemption$128,100 Land $5,300 Building $122,800$128,100 Land $5,300 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWadena
serves 4,332 people · EPA ID MN1800004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Arvig
Fiber
1,000 / 500
AT&T
Fixed Wireless
100 / 20

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