Wadena County property record for 403 3rd St SE, Wadena, MN 56482
| Property Type | Single Family Home |
|---|---|
| Details | 1,129 sqft · built 2003 |
| Lot Size | 0.183 acres (7,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Mar 2023) |
| Tax Bill | $2,794 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| APN | 22-310-0620 |
| Primary APN | 22-310-0620 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,129 sqft Living Area |
| Basement Area | 1,129 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 7,998 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Street Address | 403 3RD ST SE |
|---|---|
| City | WADENA |
| State | MN |
| Zip | 56482-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N. P. ADDITION LOTS 1 & 2,BLK 32 EXC THE WSTLY 60' SUBJ TO EASEMENT |
| Legal Subdivision | N. P. ADDITION |
| Legal Block | 32 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WADENA MN |
| Township / Civil Division | WADENA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 480300 |
Source: Wadena County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer · FHA Mortgage SERVION INC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Feb 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Sep 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on Record |
| Deed Sale | Mar 2, 2023 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 20231515397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | Mar 7, 2023 |
| Property Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Document Number | 0000263875 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 263875 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | EC TITLE SERVICES, CU TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Document Number | 0000263876 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 263876 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WADENA MN |
| Property Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000257240 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 257240 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WADENA MN |
| Property Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000254339 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 254339 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WADENA MN |
| Recording Date | Sep 24, 2018 |
| Property Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Document Number | 0000250770 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 250770 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.05 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST SE, WADENA, MN 56482-1630 |
| Document Number | 0000250771 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 250771 |
| Name | STEARNS LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Wadena County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wadena County |
| Municipality | Wadena City |
| Unified School District | Wadena-Deer Creek School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,794.00 (+12.3%) Homeowner's exemption | $166,900 (-10.65%) Land $14,400 Building $152,500 | $166,900 (-10.65%) Land $14,400 Building $152,500 |
| 2025 | $186,800 (+8.67%) Land $12,000 Building $174,800 | $186,800 (+8.67%) Land $12,000 Building $174,800 | |
| 2023 | $2,488.00 Homeowner's exemption | $171,900 Land $6,000 Building $165,900 | $171,900 Land $6,000 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Wadena serves 4,332 people · EPA ID MN1800004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| AT&T Fixed Wireless | 100 / 20 |
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