415 1st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 415 1st St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2013
Lot Size	0.11 acres (4,791 sqft)
Owner	Trust Name on File
Last Sale	$359,000 (Jan 2020)
Tax Bill	$6,193 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`145410-0150`

Property Details

APN / Parcel Number

Primary APN	`145410-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	316 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 1ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-28 PACETTI SUB NORTH BEACH LOT 15 BLK 2 OR4863/1280 & 5017/1503 & 5399/918(Q/C) & 5399/943(Q/C)
Legal Range	30E
Legal Township	06S
Legal Section	29
Legal Subdivision	NORTH BEACH
Legal Block	2
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1013
Census Tract	20604

Owner

415 1st St is held in a trust since October 2021.

Source: St. Johns County records, as of May 7, 2026

Owner of Record	Trust Name on File
Mailing Address	5306 BRADBURY CT, TAMPA, FL 33624-2561
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 9, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 24, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20202048
Deed Book / Page	4863 / 1280
Last Transfer Date	Oct 14, 2021
Transfer Doc	0053990943
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2021
Property Address	415 1ST ST, SAINT AUGUSTINE, FL 32084-7308
Document Number	0053990943
Book / Page	5399 / 943
Map Reference	MB 3 PG 28
Instrument Date	Oct 14, 2021
Instrument	2021114690
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5306 BRADBURY CT, TAMPA, FL 33624-2561

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2021
Property Address	415 1ST ST, SAINT AUGUSTINE, FL 32084-7308
Document Number	0053990918
Book / Page	5399 / 918
Map Reference	MB 3 PG 28
Instrument Date	Oct 14, 2021
Instrument	2021114688
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 BRADBURY CT, TAMPA, FL 33624-2561

Mortgage

Document Number	0005399922
Date	Oct 21, 2021
Instrument	5399/922

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 17, 2020
Property Address	415 1ST ST, SAINT AUGUSTINE, FL 32084-7308
Document Number	0050171503
Book / Page	005017 / 001503
Instrument Date	Aug 5, 2020
Instrument	68453
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5306 BRADBURY CT TAMPA FL 336242561, TAMPA, FL 33624-2561

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 9, 2020
Property Address	415 1ST ST, SAINT AUGUSTINE, FL 32084-7308
Document Number	0048631280
Book / Page	004863 / 001280
Instrument Date	Jan 6, 2020
Instrument	2048
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 1ST ST ST AUGUSTINE FL 320847308, ST AUGUSTINE, FL 32084-7308

Mortgage

Document Number	48631282
Date	Jan 9, 2020
Book Page	004863/001282
Instrument	2049

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	415 1ST ST, SAINT AUGUSTINE, FL 32084-7308
Document Number	0043840081
Book / Page	004384 / 000081
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 1ST ST ST AUGUSTINE FL 320847308, ST AUGUSTINE, FL 32084-7308

Mortgage

Document Number	0043840081
Date	Jun 5, 2017
Book Page	004384/000081
Instrument	38548

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 415 1st St was $6,193, up 15.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,222 (+3.58%)	$480,542 (+7.45%) Land $176,000 Building $304,542
2025	$6,193.00 (+15.33%)	$447,222	$447,222 Land $159,500 Building $287,722
2024	$5,370.00 (+7.04%)
2023	$5,017.00 (+11.39%)	$408,067 (+15.61%)	$408,067 (+15.61%) Land $159,500 Building $248,567
2022	$4,504.00	$352,962	$352,962 Land $141,680 Building $211,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 397 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	685 units insured incl. 288 condo units
Nearby Flood Claims	25 (2016–2025)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 1st St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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