St. Johns County property record for 406 1st St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,575 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2017) |
| Tax Bill | $4,994.00 (2025) |
| Primary APN | 145295-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 2,688 sqft Gross Area |
| 1st Floor | 1,575 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 303 sqft Deck |
| Porch Area | 318 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 406 1ST ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3-28 PACETTI SUB NORTH BEACH LOTS 3 & 4 BLK D OR4413/73 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 29 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | D |
| Legal Lot Number | 3,4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 20604 |
Source: St. Johns County records · APN 145295-0030
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Deed Doc Number | 201752547 |
| Deed Book / Page | 4413 / 73 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 0039911088 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Document Number | 0055790659 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 5579/659 |
| Instrument | 2022059869 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Document Number | 0050281389 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 5028/1389 |
| Instrument | 2020072930 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 406 1ST ST, SAINT AUGUSTINE, FL 32084-1306 |
| Document Number | 0044130073 |
| Book / Page | 004413 / 000073 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 52547 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 406 1ST ST ST AUGUSTINE FL 320841306, ST AUGUSTINE, FL 32084-1306 |
| Document Number | 44130075 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 004413/000075 |
| Instrument | 52548 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,726 (+2.7%) | $671,704 (+7.61%) Land $320,000 Building $351,704 | |
| 2025 | $4,994.00 (+12.22%) Homeowner's exemption | $383,375 (+2.9%) | $624,191 (+1.16%) Land $290,000 Building $334,191 |
| 2024 | $4,450.00 (+8.78%) Homeowner's exemption | $372,570 (+9.48%) | $617,027 (+9.76%) Land $290,000 Building $327,027 |
| 2023 | $4,091.00 (+2.84%) Homeowner's exemption | $340,303 (+3%) | $562,179 (+15.19%) Land $290,000 Building $272,179 |
| 2022 | $3,978.00 Homeowner's exemption | $330,391 | $488,024 Land $257,600 Building $230,424 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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