4149 Saddlehorn Dr, Evans, GA 30809 Property Records

Columbia County property record for 4149 Saddlehorn Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 1993
Lot Size	0.252 acres (11,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,900 (Aug 2017)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077I148`

Property Details

APN / Parcel Number

Primary APN	`077I148`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,276 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	11,020 sqft (0.252 acres)

Location & Zoning

Street Address	4149 SADDLEHORN DR
City	EVANS
State	GA
Zip	30809-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2;GENERAL RES DISTR
Legal Description	BLK A LOT 157; BRIDLEWOOD SECT 3C
Legal Subdivision	BRIDLEWOOD SECT 3C
Legal Phase	III
Legal Block	A
Legal Lot Number	157
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1001
Census Tract	30310

Owner

Source: Columbia County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4149 SADDLEHORN DR, EVANS, GA 30809-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 1, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	0011081145
Deed Book / Page	11081 / 145
Last Transfer Date	Sep 1, 2017
Transfer Doc	1081/0145
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	4149 SADDLEHORN DR, EVANS, GA 30809-4849
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4149 SADDLEHORN DR, EVANS, GA 30809-4849

Mortgage

Document Number	0015022/52
Date	Jan 18, 2024
Book Page	0000015022/0000000052

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	4149 SADDLEHORN DR, EVANS, GA 30809-4849
Document Number	2953/0197
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4149 SADDLEHORN DR EVANS GA 308094849, EVANS, GA 30809-4849

Mortgage

Document Number	2953/0197
Date	Oct 22, 2020
Book Page	012953/000197

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 1, 2017
Property Address	4149 SADDLEHORN DR, EVANS, GA 30809-4849
Document Number	1081/0145
Book / Page	011081 / 000145
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4149 SADDLEHORN DR EVANS GA 308094849, EVANS, GA 30809-4849

Mortgage

Document Number	1081/0146
Date	Sep 1, 2017
Book Page	011081/000146

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+3.04%)	$131,361 (+10.04%) Land $21,304 Building $110,057	$328,402 (+10.04%) Land $53,260 Building $275,142
2023	$3,097.00 (+6.24%)	$119,373 (+8.55%) Land $20,204 Building $99,169	$298,432 (+8.55%) Land $50,510 Building $247,922
2022	$2,915.00	$109,971 Land $18,804 Building $91,167	$274,928 Land $47,010 Building $227,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Saddlehorn Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures