4146 Saddlehorn Dr, Evans, GA 30809 Property Records

Columbia County property record for 4146 Saddlehorn Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 1993
Lot Size	0.3 acres (13,083 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Oct 2013)
Tax Bill	$2,495 (2026)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077I212`

Property Details

APN / Parcel Number

Primary APN	`077I212`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,274 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,083 sqft (0.3 acres)

Location & Zoning

Street Address	4146 SADDLEHORN DR
City	EVANS
State	GA
Zip	30809-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2;GENERA
Legal Description	BLK A LOT 90; BRIDLEWOOD SECT 3C
Legal Subdivision	BRIDLEWOOD SECT 3C
Legal Phase	III
Legal Block	A
Legal Lot Number	90
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1002
Census Tract	30310

Owner

4146 Saddlehorn Dr is owned and occupied by two individuals who bought it in October 2013.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4146 SADDLEHORN DR, EVANS, GA 30809-4850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Deed Book / Page	9151 / 166
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	4146 SADDLEHORN DR, EVANS, GA 30809-4850
Document Number	2559/0291
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4146 SADDLEHORN DR EVANS GA 308094850, EVANS, GA 30809-4850

Mortgage

Document Number	2559/0291
Date	May 12, 2020
Book Page	012559/000291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Apr 3, 2020
Property Address	4146 SADDLEHORN DR, EVANS, GA 30809-4850
Document Number	2502/0120
Book / Page	012502 / 000120
Instrument Date	Feb 4, 2020
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4146 SADDLEHORN DR EVANS GA 308094850, EVANS, GA 30809-4850

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	4146 SADDLEHORN DR, EVANS, GA 30809-4850
Document Number	0746/0245
Book / Page	010746 / 000245
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4146 SADDLEHORN DR EVANS GA 308094850, EVANS, GA 30809-4850

Mortgage

Document Number	0746/0245
Date	Jan 30, 2017
Book Page	010746/000245

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4146 Saddlehorn Dr was $2,495, down 20.6% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,495.00 (-20.64%)	$136,813 (+4.13%) Land $23,104 Building $113,709	$342,033 (+4.13%) Land $57,760 Building $284,273
2025	$3,144.00 Additional exemption filed	$131,388 Land $21,304 Building $110,084	$328,471 Land $53,260 Building $275,211
2023	$2,617.00 (-9.63%) Homeowner's exemption	$120,087 (+8%) Land $20,204 Building $99,883	$300,217 (+8%) Land $50,510 Building $249,707
2022	$2,896.00 Homeowner's exemption	$111,190 Land $18,804 Building $92,386	$277,974 Land $47,010 Building $230,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4146 Saddlehorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4146 Saddlehorn Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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