Orange County property record for 4149 Isabella Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 6,661 sqft · built 2016 |
| Lot Size | 0.5 acres (21,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,340,000 (Aug 2021) |
| Tax Bill | $33,614 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-27-1215-00-320 |
| Primary APN | 12-23-27-1215-00-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 2 Stories |
| Building Area | 6,661 sqft Living Area |
| Gross Area | 11,386 sqft |
| 1st Floor Area | 4,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 21,795 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 1,246 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,233 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4149 ISABELLA CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSTD R-CE- |
| Legal Description | CASABELLA 79/139 LOT 32 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | CASABELLA |
| Legal Tract | 1215 |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 17115 |
4149 Isabella Cir is owned and occupied by two individuals who bought it in August 2021.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4149 ISABELLA CIR, WINDERMERE, FL 34786-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Aug 16, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Document Number | 2021499038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4149 ISABELLA CIR, WINDERMERE, FL 34786-9522 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4149 ISABELLA CIR, WINDERMERE, FL 34786-9522 |
| Document Number | 0000020877 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 20230020877 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | WINTER GARDEN, FL 34787 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 16, 2021 |
| Property Address | 4149 ISABELLA CIR, WINDERMERE, FL 34786-9522 |
| Document Number | 0000499038 |
| Map Reference | MB 79 PG 139-145 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 20210499038 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4149 ISABELLA CIR, 4149, WINDERMERE, FL 34786-9522 |
| Name | Verified Name |
|---|---|
| Address | 4149 ISABELLA CIR, WINDERMERE, FL 34786-9522 |
| Document Number | 0000499039 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 20210499039 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 397 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 4149 Isabella Cir was $33,614, up 3.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,123,026 (+2.7%) | $2,536,730 (-1.3%) Land $350,000 Building $2,186,730 | |
| 2025 | $33,614.00 (+3.12%) Homeowner's exemption | $2,067,211 | $2,570,030 Land $350,000 Building $2,220,030 |
| 2024 | $32,597.00 (+7.21%) | ||
| 2023 | $30,404.00 (+2.87%) Homeowner's exemption | $1,950,438 (+3%) | $2,192,393 (+15.31%) Land $350,000 Building $1,842,393 |
| 2022 | $29,555.00 Homeowner's exemption | $1,893,629 | $1,901,245 Land $350,000 Building $1,551,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4149 Isabella Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4149 Isabella Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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