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4143 Isabella Cir, Windermere, FL 34786 Property Records

Orange County property record for 4143 Isabella Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 6,533 sqft · built 2019
Lot Size0.503 acres (21,920 sqft)
Owner2 Individual Names on File
Last Sale$1,923,445 (Jan 2020)
Tax Bill$29,844 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-23-27-1215-00-330

Property Details

APN / Parcel Number

Primary APN12-23-27-1215-00-330
Alternative APNs
  • 272312121500330
  • 138589
  • 139447
  • 140960

Interior

Bedrooms6 Beds
Full Baths7 Baths
Stories2 Stories
Building Area6,533 sqft Living Area
Gross Area10,535 sqft
1st Floor Area4,562 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area21,920 sqft (0.503 acres)
Garage TypeAttached
Garage Area812 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area1,417 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4143 ISABELLA CIR
CityWINDERMERE
StateFL
Zip34786-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSTD R-CE-
Legal DescriptionCASABELLA 79/139 LOT 33
Legal Range27E
Legal Township23S
Legal Section12
Legal SubdivisionCASABELLA
Legal Tract1215
Legal Lot Number33
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1012
Census Tract17115

Owner

4143 Isabella Cir is owned and occupied by two individuals who bought it in January 2020.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Jan 15, 2020Special Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jan 10, 2020Deed of Trust, Mortgage
TRUIST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2020 · Amount on File
Deed SaleJan 15, 2020 · Amount on File
Deed Document Number202027699
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522

Mortgage

Document Number0000010323
DateJan 7, 2021
Instrument20210010323
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJan 15, 2020
Property Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522
Document Number0000027699
Map ReferenceMB 79 PG 139-145
Instrument DateJan 10, 2020
Instrument20200027699
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,464.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

NameVerified Name
Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522

Mortgage

Document Number0000027700
DateJan 15, 2020
Instrument20200027700
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4143 ISABELLA CIR, WINDERMERE, FL 34786-9522
Document Number0000027700
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13421 BONICA WAY WINDERMERE FL 347865703, WINDERMERE, FL 34786-5703

Mortgage

Document Number0000027700
DateJan 15, 2020
Instrument27700
Lender
NameTRUIST BK
Address901 SEMMES AVE, RICHMOND, VA 23224-2270
Agreement
AmountAmount on Record
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4143 Isabella Cir was $29,844, up 3.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,886,774 (+2.7%)$2,529,210 (-1.27%) Land $350,000 Building $2,179,210
2025$29,844.00 (+3.16%) Homeowner's exemption$1,837,170$2,561,780 Land $350,000 Building $2,211,780
2024$28,929.00 (+7.21%)
2023$26,983.00 (+2.89%) Homeowner's exemption$1,733,392 (+3%)$2,193,075 (+15.9%) Land $350,000 Building $1,843,075
2022$26,225.00 Homeowner's exemption$1,682,905$1,892,181 Land $350,000 Building $1,542,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4143 Isabella Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4143 Isabella Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
Fiber		100 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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