Orange County property record for 4149 Costero Risco, San Clemente, CA 92673 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,793 sqft Living Area |
| Lot Size | 10,720 sqft (0.246 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,100,000 (2018) |
| Tax Bill | $13,296.00 (2025) |
Source: Orange County records · APN 678-151-12
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FINANCE OF AMERICA MORTGAGE LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 04, 2018 | Affidavit of Death, Transfer EQUITY TITLE COMPANY |
| Sep 04, 2018 | Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2018 · Amount on Record |
| Deed Sale | Sep 04, 2018 · Amount on Record |
| Prior Sale | Apr 18, 2002 · Amount on Record |
| Deed Doc Number | 2018323239 |
| Prior Transfer Date | Feb 04, 2011 |
| Prior Transfer Doc | 0000099283 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000188014 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026188014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000188014, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026188014 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075113 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019000075113 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EQUITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000267139 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019000267139 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 04, 2018 |
| Property Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000323238 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 323238 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 73312 SAN CLEMENTE CA 926730111, SAN CLEMENTE, CA 92673-0111 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 04, 2018 |
| Property Address | 4149 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000323239 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 323239 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4149 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 323240 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 323240 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,296.00 (+3.58%) Homeowner's exemption | $1,227,068 (+4.04%) Land $620,132 Building $606,936 |
| 2023 | $12,836.00 (+1.82%) Homeowner's exemption | $1,179,420 Land $596,051 Building $583,369 |
| 2022 | $12,606.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 678-151-12 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,793 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 10,720 sqft (0.246 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 665 sqft Garage |
| Street Address | 4149 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 15562 BLK LOT 28 |
| Legal Subdivision | TR 15562 |
| Legal Tract | 15562 |
| Legal Lot Number | 28 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
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