4145 Costero Risco, San Clemente, CA 92673 Property Records

Orange County property record for 4145 Costero Risco, San Clemente, CA 92673 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2001
Square Footage4,085 sqft Living Area
Lot Size9,892 sqft (0.227 acres)
OccupancyOwner Occupied
Last Sale$1,795,000 (2021)
Tax Bill$20,680.00 (2025)

Owner

Source: Orange County records · APN 678-151-10

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 20, 2016Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 20, 2016Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleJun 22, 2006
Deed Doc Number2021000107246
Record RefreshedJun 08, 2026

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 16, 2021
Property Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000107246
Map ReferenceMB 810 PG 14-18
Instrument DateJan 20, 2021
Instrument2021000107246
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000107247
DateFeb 16, 2021
Instrument2021000107247
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000536620
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedJan 07, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4145 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000536620
DateDec 23, 2019
Instrument536620
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049
Interest
Rate TypeAdjustable Rate
Rate3%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000007929
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000007929
DateJan 09, 2017
Instrument7929
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 08, 2032

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4145 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000007930
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000007930
DateJan 09, 2017
Instrument7930
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 08, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$20,680.00 (+4.52%) Homeowner's exemption$1,959,265 (+4.91%) Land $1,168,610 Building $790,655
2023$19,785.00 (+1.86%) Homeowner's exemption$1,867,518 Land $1,123,231 Building $744,287
2022$19,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN678-151-10

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,085 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area9,892 sqft (0.227 acres)
Parking Spaces3 Parking Spaces
Garage Area663 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type

Location & Zoning

Street Address4145 COSTERO RISCO
CitySAN CLEMENTE
StateCA
Zip92673-6408
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 15562 BLK LOT 30
Legal Tract15562
Legal Lot Number30
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup3
Census Block3001
Census Tract42112

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