Baldwin County property record for 4148 Harbor Rd, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,613 sqft · built 2021 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Jun 2018) |
| Tax Bill | $6,668 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jun 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 65-02-04-4-001-053 |
| Primary APN | 65-02-04-4-001-053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,613 sqft Heated Area |
| 1st Floor Area | 1,657 sqft |
| Upper Floors Area | 956 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 104 ft deep x 129 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 435 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 342979 |
|---|---|
| Street Address | 4148 HARBOR RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37.5' X 130.2' IRR LOT 55 TERRY COVE HARBOR SUB SLIDE 1365ATHROUGH 1367A CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | TERRY COVE HARBOR |
| Legal Lot Number | 55 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11414 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4148 HARBOR RD, ORANGE BEACH, AL 36561-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST PARTNERS BANK |
| Jun 13, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 20181701691 |
| Prior Transfer Date | Sep 6, 2007 |
| Prior Transfer Doc | 0001072942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4148 HARBOR RD, ORANGE BEACH, AL 36561-3522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001648098 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 1648098 |
| Name | FIRST PARTNERS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 51 Months |
| Due | Nov 23, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 13, 2018 |
| Property Address | 4148 HARBOR RD, ORANGE BEACH, AL 36561-3522 |
| Document Number | 0001701691 |
| Instrument Date | May 30, 2018 |
| Instrument | 1701691 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26890 MARTINIQUE DR ORANGE BEACH AL 365613566, ORANGE BEACH, AL 36561-3566 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,668.00 (+7.03%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,230.00 (+18.8%) | $245,700 (+18.68%) Land $162,880 Building $82,820 | $2,560,200 (+23.68%) Land $1,697,400 Building $862,800 |
| 2023 | $5,244.00 (-7.95%) Homeowner's exemption | $207,020 (+15.05%) | $2,070,000 (+15.04%) Land $1,391,500 Building $678,500 |
| 2022 | $5,697.00 (+29.27%) Homeowner's exemption | $179,940 | $1,799,300 Land $1,107,900 Building $691,400 |
| 2021 | $4,407.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 296 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,104 units insured incl. 808 condo units |
| Nearby Flood Claims | 159 (1995–2020) |
| Claims Outside the SFHA | 6 of 159 |
| Most Recent Claim | Oct 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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