4139 Harbor Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4139 Harbor Rd, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,178 sqft · built 2016
Lot Size	0.215 acres (9,384 sqft)
Owner	2 Company Names on File
Last Sale	$860,000 (Feb 2021)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`65-02-04-4-001-048`

Property Details

APN / Parcel Number

Primary APN	`65-02-04-4-001-048`
Alternative APNs	`114260` `355792`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,178 sqft Heated Area
1st Floor Area	1,589 sqft
Upper Floors Area	1,589 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,384 sqft (0.215 acres)
Lot Dimensions	135 ft deep x 69.2 ft wide
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	355792
Street Address	4139 HARBOR RD
City	ORANGE BEACH
State	AL
Zip	36561-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69.2' X 135.64' LOT 50 TERRY COVE HARBOR SUB SLIDE 1365A-1367A SEC 4-T9S-R5E (WD)
Legal Subdivision	TERRY COVE HARBOR
Legal Lot Number	50
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1015
Census Tract	11414

Owner

Source: Baldwin County records · APN 65-02-04-4-001-048

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4139 HARBOR RD, ORANGE BEACH, AL 36561-3579
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2021 · Amount on Record
Deed Sale	Feb 03, 2021 · Amount on Record
Deed Document Number	20211888242
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 03, 2021
Property Address	4139 HARBOR RD, ORANGE BEACH, AL 36561-3579
Document Number	0001888242
Instrument Date	Jan 28, 2021
Instrument	1888242
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 HILLTOP PKWY, BIRMINGHAM, AL 35204-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4751 GRANDER CT, ORANGE BEACH, AL 36561

Mortgage

Document Number	0001888243
Date	Feb 03, 2021
Instrument	1888243

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,043.00 (+5.15%)	$120,720 (+5.08%) Land $26,360 Building $94,360	$1,290,900 (+12.38%) Land $281,800 Building $1,009,100
2023	$2,894.00 (+20.38%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$114,880 (+20.07%)	$1,148,700 (+20.07%) Land $213,800 Building $934,900
2022	$2,404.00 (-53.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$95,680	$956,700 Land $167,200 Building $789,500
2021	$5,170.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,104 units insured 808 under condo master policies
Nearby Flood Claims	159 (1995–2020)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Oct 2020, tidal / storm surge
Claims By Storm	Hurricane Sally, Sep 2020 · 127 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.