4145 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4145 Westchester Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,096 sqft · built 1972
Lot Size0.105 acres (4,581 sqft)
Owner2 Individual Names on Record
Last Sale$505,267 (Apr 2026)
Tax Bill$3,850 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Jan 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-045105-008900-7

Property Details

APN / Parcel Number

Primary APN48-045105-008900-7
Alternative APNs
  • 4804510500890070111
  • 197644

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,096 sqft Living Area
Gross Area2,580 sqft
1st Floor Area2,096 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area4,581 sqft (0.105 acres)
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area164 sqft
Patio Area451 sqft
Storage Building33 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4145 WESTCHESTER DR
CityWACO
StateTX
Zip76710-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionWINDMILL HILL LOT 1 BLOCK M ACRES .1052
Legal SubdivisionWINDMILL HILL
Legal BlockM
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3001
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4145 WESTCHESTER DR, WACO, TX 76710-1324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed, Transfer · Construction Mortgage
CITIZENS NATIONAL BANK
Jan 30, 2026Warranty Deed, Transfer
Oct 8, 2025Warranty Deed, Transfer
INDEPENDENCE TITLE
Aug 10, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleJan 30, 2026
Deed Document Number202612089
Prior Transfer DateMar 16, 2022
Prior Transfer Doc0000032588
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateApr 17, 2026
Property Address4145 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000012089
Instrument DateApr 7, 2026
Instrument2026.12089
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 WESTCHESTER DR, WACO, TX 76710-1324

Mortgage

Document Number0000012090,
DateApr 17, 2026
Instrument2026.12090
Lender
NameCITIZENS NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 17, 2027
Interest
Rate6%
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 30, 2026
Property Address4145 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000002875
Map ReferenceVOL 1125 PG 377
Instrument DateJan 30, 2026
Instrument2026002875
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 SUGAR CREEK PL, WOODWAY, TX 76712-3408

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 8, 2025
Property Address4145 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000030993
Map ReferenceVOL 1125 PG 377
Instrument DateOct 2, 2025
Instrument2025030993
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 WESTCHESTER DR, WACO, TX 76710-1324

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateAug 10, 2022
Property Address4145 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000032588
Map ReferenceVOL 1125 PG 377
Instrument DateMar 16, 2022
Instrument2022032588
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5008 LAKE SHORE DR, WACO, TX 76710-1729
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,684 (+19.43%) Land $44,022 Building $353,662$397,684 (+19.43%) Land $44,022 Building $353,662
2025$3,850.00 (-17.36%) Homeowner's exemption Senior Citizen's exemption$332,990 (+3.45%) Land $39,990 Building $293,000$332,990 (+3.45%) Land $39,990 Building $293,000
2024$4,659.00 (+6.1%)
2023$321,870 Land $39,990 Building $281,880$321,870 Land $39,990 Building $281,880
2022$4,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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