4125 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4125 Westchester Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,764 sqft · built 1974
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$133,000 (Nov 2025)
Tax Bill$3,910 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-045105-009400-0

Property Details

APN / Parcel Number

Primary APN48-045105-009400-0
Alternative APNs
  • 4804510500940000111
  • 197649

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,764 sqft Living Area
Gross Area3,339 sqft
1st Floor Area1,900 sqft
2nd Floor Area864 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions80 ft deep x 55 ft wide
Garage TypeAttached
Garage Area575 sqft
DrivewayConcrete Driveway
Driveway Area190 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4125 WESTCHESTER DR
CityWACO
StateTX
Zip76710-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionWINDMILL HILL LOT 6 BLOCK M ACRES .101
Legal SubdivisionWINDMILL HILL
Legal BlockM
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3001
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4125 WESTCHESTER DR, WACO, TX 76710-1324
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Vendor's Lien, Transfer · Conventional Mortgage
GRANITE COMMUNITY BANK
May 21, 2025Special Warranty Deed, Transfer
Oct 29, 2020Warranty Deed, Transfer
INCOMMONS BK NA
May 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleOct 29, 2020 · Amount on Record
Deed Document Number202535506
Prior Transfer DateMay 17, 2017
Prior Transfer Doc0000015733
Record UpdatedOct 29, 2026

November 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateNov 17, 2025
Property Address4125 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000035506
Map ReferenceVOL 1125 PG 377
Instrument DateNov 13, 2025
Instrument2025035506
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 WESTCHESTER DR, WACO, TX 76710-1324

Mortgage

Document Number0000035507
DateNov 17, 2025
Instrument2025035507
Lender
NameGRANITE COMMUNITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 4, 2055

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateMay 21, 2025
Property Address4125 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000015324
Map ReferenceVOL 1125 PG 377
Instrument DateMay 21, 2025
Instrument2025015324
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address354 ELM GROVE CIR, MCGREGOR, TX 76657-3776

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 29, 2020
Property Address4125 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000038789
Instrument DateOct 28, 2020
Instrument38789
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4125 WESTCHESTER DR WACO TX 767101324, WACO, TX 76710-1324

Mortgage

Document Number38790
DateOct 29, 2020
Instrument38790
Lender
NameINCOMMONS BK NA
TypeBank
AddressMEXIA, TX 76667
Agreement
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateMay 17, 2017
Property Address4125 WESTCHESTER DR, WACO, TX 76710-1324
Document Number0000015733
Instrument DateOct 25, 2016
Instrument15733
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 WESTCHESTER DR WACO TX 767101324, WACO, TX 76710-1324

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,305 (-0.47%) Land $42,636 Building $354,669$397,305 (-0.47%) Land $42,636 Building $354,669
2025$3,910.00 (-18.13%) Homeowner's exemption Senior Citizen's exemption$399,170 (+3.56%) Land $38,760 Building $360,410$399,170 (+3.56%) Land $38,760 Building $360,410
2024$4,776.00 (+7.54%)
2023$385,440 Land $38,760 Building $346,680$385,440 Land $38,760 Building $346,680
2022$4,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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