4145 Orchid Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4145 Orchid Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,780 sqft · built 1984
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$900,000 (May 2021)
Tax Bill$12,585 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone VE (high risk)
APNR13-223-16-2340-1040-0070

Property Details

APN / Parcel Number

Primary APNR13-223-16-2340-1040-0070
Alternative APNs
  • 00166643
  • 166643

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,780 sqft Living Area
1st Floor Area1,756 sqft
Upper Floors Area1,024 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Garage TypeCarport
CarportCarport
Carport Area728 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area1,650 sqft
Deck Area846 sqft
Patio Area112 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00166643
Street Address4145 ORCHID DR
CityHERNANDO BEACH
StateFL
Zip34607-3356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BCH UNIT 11 BLK 104 LOT 7 & THAT PORTION OF LOT 6 DES IN ORB 1809 PG 1020
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 11
Legal Block104
Legal Lot Number7
Legal Unit11
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1003
Census Tract41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4145 ORCHID DR, HERNANDO BEACH, FL 34607-3356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleJun 14, 2016 · Amount on Record
Deed Document Number2021035074
Deed Book / Page3996 / 1236
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 12, 2021
Property Address4145 ORCHID DR, HERNANDO BEACH, FL 34607-3356
Document Number0039961236
Book / Page3996 / 1236
Map ReferenceMB 8 PG 25
Instrument DateMay 10, 2021
Instrument2021035074
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanySOUTHEAST TITLE OF SUNCOAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12420 CAVALIER CT, 12420, HUDSON, FL 34669-2701

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 ORCHID DR, HERNANDO BEACH, FL 34607-3356

Mortgage

Document Number39961238
DateMay 12, 2021
Instrument3996/1238
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,585.00 (-9.26%) Additional exemption filed$921,050 (-3.33%) Land $329,735 Building $591,315$921,050 (-3.33%) Land $329,735 Building $591,315
2023$952,811 Land $367,417 Building $585,394
2022$13,869.00$952,811 Land $329,735 Building $623,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 357 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Orchid Dr

Nearby Streets

Search Property Records by Address or Parcel Number