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4132 Orchid Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4132 Orchid Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 1983
Lot Size0.2 acres (8,712 sqft)
Owner2 Owner Names on Record
Last Sale$95,000 (Jun 1998)
Tax Bill$980 (2025)
Deeds & MortgagesSep 2018 Loan Modification
Flood ZoneZone AE (high risk)
APNR13-223-16-2340-1040-0370

Property Details

APN / Parcel Number

Primary APNR13-223-16-2340-1040-0370
Alternative APNs
  • 00166901
  • 166901

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
1st Floor Area1,509 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area354 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00166901
Street Address4132 ORCHID DR
CityHERNANDO BEACH
StateFL
Zip34607-3355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 11 BLK 104 LOT 37
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 11
Legal Block104
Legal Lot Number37
Legal Unit11
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1003
Census Tract41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4132 ORCHID DR, HERNANDO BEACH, FL 34607-3355
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1998 · Amount on Record
Deed SaleJun 1, 1998 · Amount on Record
Deed Document Number0119601265
Deed Book / Page01196 / 01265
Record UpdatedJun 8, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address4132 ORCHID DR, HERNANDO BEACH, FL 34607-3355
Document Number0036441739
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4132 ORCHID DR HERNANDO BEACH FL 346073355, HERNANDO BEACH, FL 34607-3355

Mortgage

Document Number0036441739
DateNov 21, 2018
Book Page003644/001739
Instrument70181
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$980.00 (-30.64%) Additional exemption filed$140,557 (+5.99%)$363,502 (-2.45%) Land $213,490 Building $150,012
2023$132,617 (+3%) Land $132,617
2022$1,413.00 Homeowner's exemption$128,754$372,614 Land $213,490 Building $159,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 357 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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