4145 E Raco Ave, Fresno, CA 93702 Property Records

Fresno County property record for 4145 E Raco Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,126 sqft · built 1945
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (May 2023)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`470-142-18`

Property Details

APN / Parcel Number

Primary APN	`470-142-18`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	4145 E RACO AVE
City	FRESNO
State	CA
Zip	93702-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 63 EASTMOOR VILLAGE
Legal Subdivision	EASTMOOR VILLAGE
Legal Block	8
Legal Lot Number	63
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2003
Census Tract	1301

Owner

4145 E Raco Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4145 E RACO AVE, FRESNO, CA 93702-3544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Grant Deed, Transfer DIGNIFIED HM LNS
Apr 12, 2019	Grant Deed, Transfer · Commercial Mortgage CENTER STREET LENDING MP III SPE LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202350220
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 31, 2023
Property Address	4145 E RACO AVE, FRESNO, CA 93702-3544
Document Number	0000050220
Map Reference	MB 12 PG 40
Instrument Date	May 16, 2023
Instrument	2023-0050220
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4145 E RACO AVE, FRESNO, CA 93702-3544

Mortgage

Document Number	0000050221
Date	May 31, 2023
Instrument	2023-0050221

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4145 E RACO AVE, FRESNO, CA 93702-3544
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 E RACO AVE, FRESNO, CA 93702-3544

Mortgage

Document Number	0000022214
Date	Feb 18, 2022
Instrument	2022-0022214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 30, 2019
Property Address	4145 E RACO AVE, FRESNO, CA 93702-3544
Document Number	0000113103
Instrument Date	Aug 14, 2019
Instrument	113103
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 E RACO AVE FRESNO CA 937023544, FRESNO, CA 93702-3544

Mortgage

Document Number	113104
Date	Sep 30, 2019
Instrument	113104

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Mortgage

Document Number	113105,
Date	Sep 30, 2019
Instrument	113105

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 12, 2019
Property Address	4145 E RACO AVE, FRESNO, CA 93702-3544
Document Number	0000037122
Map Reference	MB 12 PG 40
Instrument Date	Mar 6, 2019
Instrument	2019-0037122
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5660 E GARRETT AVE, FRESNO, CA 93727-6405

Mortgage

Document Number	0000037123
Date	Apr 12, 2019
Instrument	2019-0037123

Lender

Name	CENTER STREET LENDING MP III SPE LL
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4145 E Raco Ave was $4,023.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,709 (+2%) Land $37,142 Building $278,567
2025	$4,023.00	$309,519 Land $36,414 Building $273,105
2023	$2,690.00 (+1.39%)	$210,234 Land $26,279 Building $183,955
2022	$2,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4145 E Raco Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4145 E Raco Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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