4141 Pepper Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4141 Pepper Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,981 sqft · built 2013
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Sep 2023)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-106`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-106`
Alternative APN	`470728103106`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,981 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	40 ft deep x 52 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4141 PEPPER TREE LN
City	HOWELL
State	MI
Zip	48843-8211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #106 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	106
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1006
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 8, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Jul 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202316478
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 5, 2023
Property Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000016478
Map Reference	DOC 2006R-021045
Instrument Date	Aug 31, 2023
Instrument	2023R-016478
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF FENTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211

Mortgage

Document Number	0000016377
Date	Sep 1, 2023
Instrument	2023R-016377

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013919
Date	May 8, 2017
Instrument	2017R-013919

Lender

Name	PNC BANK NA
Type	Bank
Address	HOWELL, MI 48843

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211

Mortgage

Document Number	0000006275
Date	Mar 1, 2022
Instrument	2022R-006275

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 11, 2019
Property Address	4141 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000017465
Instrument Date	Jun 28, 2019
Instrument	2019R-017465
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5199 RED MAPLE LN, SAGINAW, MI 48603-8613

Mortgage

Document Number	0000017466
Date	Jul 11, 2019
Instrument	2019R-017466

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000017465
Date	Jul 11, 2019
Instrument	2019R-017465

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,500 (+24.84%)	$387,000 (+24.84%)
2025	$4,529.00 (+42.96%)
2023		$155,000
2021			$310,000
2019	$3,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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