Clermont County property record for 4141 James Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,562 sqft · built 1997 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (May 2024) |
| Tax Bill | $5,796 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15C-119 |
| Primary APN | 41-32-15C-119 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,125 sqft (0.462 acres) |
| Garage Type | Detached |
| Garage Area | 996 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 297 sqft |
| Patio Area | 305 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4141 JAMES DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERNON OAKS BLOCK B; LOT 29 |
| Legal Subdivision | VERNON OAKS |
| Legal Block | B |
| Legal Lot Number | 29 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4141 JAMES DR, CINCINNATI, OH 45245-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK |
| Sep 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THIRD FSLA OF CLEVELAND |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Jun 19, 1998 · Amount on Record |
| Deed Document Number | 20247632 |
| Deed Book / Page | 2966 / 3077 |
| Last Transfer Date | Feb 13, 2025 |
| Transfer Doc | 0000002735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4141 JAMES DR, CINCINNATI, OH 45245-1833 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373 |
| Document Number | 0000007633 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 2966/3080 |
| Instrument | 202400007633 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 59, LEBANON, OH 45036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4141 JAMES DR, CINCINNATI, OH 45245-1833 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000016223 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 2951/5004 |
| Instrument | 202300016223 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4141 JAMES DR, CINCINNATI, OH 45245-1833 |
| Document Number | 0000000416 |
| Book / Page | 002683 / 002228 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4141 JAMES DR CINCINNATI OH 452451833, CINCINNATI, OH 45245-1833 |
| Document Number | 0000000416 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 002683/002228 |
| Instrument | 416 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,796.00 (-49.38%) | $115,120 (-) Land $15,790 Building $99,330 | |
| 2024 | $328,900 (-) Land $45,100 Building $283,800 | ||
| 2023 | $11,449.00 (+125.6%) Homeowner's exemption | $115,120 (+32.2%) Land $15,790 Building $99,330 | $328,900 (+32.19%) Land $45,100 Building $283,800 |
| 2022 | $5,075.00 Homeowner's exemption | $87,080 Land $11,900 Building $75,180 | |
| 2020 | $248,800 Land $34,000 Building $214,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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