4137 James Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4137 James Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2000
Lot Size	0.681 acres (29,664 sqft)
Owner	Individual Name on Record
Last Sale	$158,400 (Nov 2000)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-32-15C-121`

Property Details

APN / Parcel Number

Primary APN	`41-32-15C-121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,664 sqft (0.681 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4137 JAMES DR
City	CINCINNATI
State	OH
Zip	45245-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON OAKS BLOCK B; LOT 31
Legal Subdivision	VERNON OAKS
Legal Block	B
Legal Lot Number	31
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41305

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4137 JAMES DR, CINCINNATI, OH 45245-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2000 · Amount on Record
Deed Sale	Nov 2, 2000 · Amount on Record
Prior Sale	Aug 19, 1998 · Amount on Record
Last Transfer Date	May 2, 2011
Transfer Doc	0000011747
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4137 JAMES DR, CINCINNATI, OH 45245-1833
Document Number	0000006622
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4137 JAMES DR CINCINNATI OH 452451833, CINCINNATI, OH 45245-1833

Mortgage

Document Number	0000006622
Date	Mar 18, 2020
Book Page	002833/001521
Instrument	6622

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00 (-49.34%)	$84,710 (-) Land $15,790 Building $68,920
2024			$242,000 (-) Land $45,100 Building $196,900
2023	$8,425.00 (+122.65%) Homeowner's exemption	$84,710 (+30.6%) Land $15,790 Building $68,920	$242,000 (+30.6%) Land $45,100 Building $196,900
2022	$3,784.00 Homeowner's exemption	$64,860 Land $11,900 Building $52,960
2020			$185,300 Land $34,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on James Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures