4140 Calle Arbol, Oceanside, CA 92057 Property Records

San Diego County property record for 4140 Calle Arbol, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 2019
Square Footage1,535 sqft Living Area
OccupancyOwner Occupied
Last Sale$775,000 (2026)
Tax Bill$9,325.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-070-71-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,535 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment Style
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4140 CALLE ARBOL
CityOCEANSIDE
StateCA
Zip92057-3555
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 38 PER DOC18-0506210&UND INT IN MODULE 1 TR 016269
Legal SubdivisionVILLA STORIA PLANNING AREA 48
Legal Tract016269
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1014
Census Tract18521

Owner

Source: San Diego County records · APN 158-070-71-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Grant Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
May 02, 2022Grant Deed, Transfer · Veterans Administration Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Apr 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleMay 02, 2022 · Amount on Record
Deed Doc Number2026133886
Record RefreshedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 11, 2026
Property Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Document Number0000133886
Instrument DateMar 31, 2026
Instrument2026.133886
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyHOMELIGHT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$86,102.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555

Mortgage

Document Number0000133887,
DateMay 11, 2026
Instrument2026..133887
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 02, 2022
Property Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Document Number0000190492
Map ReferenceDOC 2018-0244306
Instrument DateApr 12, 2022
Instrument2022-0190492
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address128 CYPRESS LAKES CT, MARINA, CA 93933-2521

Mortgage

Document Number0000190493
DateMay 02, 2022
Instrument2022-0190493
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 CALLE ARBOL, OCEANSIDE, CA 92057-3555

Mortgage

Document Number0000259474
DateApr 02, 2021
Instrument2021-0259474
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$855,119 (+2%) Land $336,667 Building $518,452
2025$9,325.00 (+1.96%) Homeowner's exemption$838,353 (+9.73%) Land $330,066 Building $508,287
2024$9,146.00 (+8.87%)
2023$8,401.00 (+40.91%) Homeowner's exemption$764,000 Land $300,000 Building $464,000
2022$5,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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