4132 Calle Arbol, Oceanside, CA 92057 Property Records

San Diego County property record for 4132 Calle Arbol, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,432 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2026)
Tax Bill	$5,806 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-71-03`

Property Details

APN / Parcel Number

Primary APN	`158-070-71-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,432 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4132 CALLE ARBOL
City	OCEANSIDE
State	CA
Zip	92057-3555
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 36 PER DOC18-0506210&UND INT IN MODULE 1 TR 016269
Legal Subdivision	VILLA STORIA-PLANNING AREA 4B
Legal Tract	016269
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Gift Deed, Transfer HOMELIGHT TITLE
Apr 28, 2026	Gift Deed, Transfer HOMELIGHT TITLE
Apr 28, 2026	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	2026119152
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	0000212588
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Document Number	0000119154
Instrument Date	Apr 23, 2026
Instrument	2026119154
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HOMELIGHT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Investor	Possibly a Property Investor

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Document Number	0000119153
Instrument Date	Apr 23, 2026
Instrument	2026119153
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HOMELIGHT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Document Number	0000119152
Instrument Date	Sep 12, 2025
Instrument	2026119152
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HOMESITE TITLE, HOMELIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4132 CALLE ARBOL, OCEANSIDE, CA 92057-3555
Investor	Possibly a Property Investor

Mortgage

Document Number	0000119155,
Date	Apr 28, 2026
Instrument	2026119155

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,797 (+2%) Land $227,563 Building $299,234
2025	$5,806.00 (+1.93%)	$516,468 (+4.04%) Land $223,101 Building $293,367
2024	$5,696.00 (+3.19%)
2023	$5,520.00 (+1.53%)	$496,415 Land $214,439 Building $281,976
2022	$5,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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