1. Home
  2. Michigan
  3. Oakland County
  4. Troy
  5. Beach Rd

4140 Beach Rd, Troy, MI 48098 Property Records

Oakland County property record for 4140 Beach Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,535 sqft · built 1989
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$496,000 (Sep 2021)
Tax Bill$8,629 (2023)
Deeds & MortgagesAug 2021 Mortgage
Sep 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-18-402-046

Property Details

APN / Parcel Number

Primary APN88-20-18-402-046

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,535 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area34,848 sqft (0.8 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area214 sqft
Deck Area430 sqft
Patio Area430 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4140 BEACH RD
CityTROY
StateMI
Zip48098-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 18 PART OF SE 1/4 BEG AT PT DIST N 00-01-06 E 650.12 FT FROM S1/4 COR, TH N 00-01-06 E 113 FT, TH S 89-52-00 E
Legal Range11E
Legal Township2N
Legal Section18
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract196600

Owner

Source: Oakland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4140 BEACH RD, TROY, MI 48098-4275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Sep 16, 2021Warranty Deed, Transfer
CROSSROADS TITLE
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Oct 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2021 · Amount on Record
Deed SaleSep 16, 2021 · Amount on Record
Prior SaleJan 25, 2016 · Amount on Record
Deed Document Number2021222770
Deed Book / Page56859 / 845
Prior Transfer DateSep 28, 2020
Prior Transfer Doc0000208180
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4140 BEACH RD, TROY, MI 48098-4275
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2234 HEMPSTEAD DR, TROY, MI 48083-2638

Mortgage

Document Number0000191149
DateAug 3, 2021
Book Page56647/175
Instrument191149
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 16, 2021
Property Address4140 BEACH RD, TROY, MI 48098-4275
Document Number0000222770
Book / Page56859 / 845
Instrument DateJul 8, 2021
Instrument222770
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$4,265.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4140 BEACH RD, 4140, TROY, MI 48098-4275

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 BEACH RD, TROY, MI 48098-4275

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4140 BEACH RD, TROY, MI 48098-4275
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 BEACH RD, TROY, MI 48098-4275

Mortgage

Document Number0000075018
DateMar 24, 2021
Book Page55935/848
Instrument75018
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4140 BEACH RD, TROY, MI 48098-4275
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147088
DateJul 28, 2020
Book Page54564/873
Instrument147088
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 9, 2020
Property Address4140 BEACH RD, TROY, MI 48098-4275
Document Number0000208180
Book / Page054972 / 000097
Instrument DateSep 28, 2020
Instrument208180
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4140 BEACH RD TROY MI 480984275, TROY, MI 48098-4275

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,629.00 (+10.22%) Homeowner's exemption$451,420
2022$7,829.00$225,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Nearby Properties on Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures