Oakland County property record for 4090 Beach Rd, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,430 sqft · built 1989 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,074 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-18-402-029 |
| Primary APN | 88-20-18-402-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 2,430 sqft |
| Basement Area | 2,430 sqft |
| Unfinished Basement | 2,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 225 ft deep x 113 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 144 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4090 BEACH RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 18 PART OF SE 1/4 BEG AT PT DIST N 00-01-06 E 311.00 FT FROM S1/4 COR, TH N 00-01-06 E 113.00 FT ALG CEN LINE |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 18 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 196600 |
4090 Beach Rd is owner-occupied and held in a trust since November 2009.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4090 BEACH RD, TROY, MI 48098-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2009 |
| Transfer Doc | 0000077594 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4090 Beach Rd was $8,074.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,074.00 | ||
| 2023 | $525,640 | ||
| 2022 | $9,522.00 | $262,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4090 Beach Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4090 Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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