375 W River Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 375 W River Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,600 sqft · built 2002
Lot Size12.9 acres (562,360 sqft)
OwnerTrust Name on Record
Last Sale$40,000 (Mar 2000)
Tax Bill$3,808 (2022)
Deeds & MortgagesMar 2023 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN020-024-100-045-00

Property Details

APN / Parcel Number

Primary APN020-024-100-045-00

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,600 sqft
Basement Area1,600 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleA-Frame
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area562,360 sqft (12.9 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Lean-To400 sqft
Utility Building1,200 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address375 W RIVER RD
CityKAWKAWLIN
StateMI
Zip48631-9785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 OF NW 1/4 OF NW 1/4, EX COM AT NW COR THRF TH E 230 FT TH S 249.2 FT TH N 77D 48M E 44.7 FT TH S 5D 56M E 67.7 FT TH S
JurisdictionBAY MI
Township / Civil DivisionBEAVER
Census Block Group3
Census Block3018
Census Tract286101

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address375 W RIVER RD, KAWKAWLIN, MI 48631-9785
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
HORIZON BANK
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2000 · Amount on Record
Deed SaleMar 31, 2000 · Amount on Record
Deed Book / Page1676 / 350
Last Transfer DateAug 27, 2024
Transfer Doc0000014824
Record UpdatedJun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateMar 16, 2023
Property Address375 W RIVER RD, KAWKAWLIN, MI 48631-9785
Document Number0000002695
Instrument DateMar 10, 2023
Instrument202302695
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 W RIVER RD, KAWKAWLIN, MI 48631-9785

Mortgage

Document Number0000002696
DateMar 16, 2023
Instrument202302696
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address375 W RIVER RD, KAWKAWLIN, MI 48631-9785
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 W RIVER RD, KAWKAWLIN, MI 48631-9785

Mortgage

Document Number0000002405
DateFeb 16, 2022
Instrument202202405
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBeaver Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$214,200 (+49.58%)$428,400 (+49.58%)
2023$143,200 (+7.19%)$286,400 (+7.19%)
2022$3,808.00 (+7.12%) Homeowner's exemption$133,600$267,200
2021$3,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Nearby Properties on W River Rd

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