Kenton County property record for 414 Thomas St, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,089 sqft Finished Area |
| Lot Size | 5,000 sqft (0.114 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2024) |
| Tax Bill | $2,981.00 (2025) |
| Primary APN | 055-31-16-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,089 sqft Finished Area |
| Gross Area | 1,218 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Stone Foundation |
| Lot Area | 5,000 sqft (0.114 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0553116010.00 |
|---|---|
| Street Address | 414 THOMAS ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1451 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100' NS THOMAS 92' W EASTERN |
| Legal Subdivision | THOMAS |
| Legal Phase | 18 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-31-16-010.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Jan 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit ACQUIRED ASSETS GROUP LLC |
| Aug 08, 2023 | Deed in Lieu of Foreclosure, Foreclosure |
| Jun 16, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Prior Sale | Aug 08, 2023 |
| Deed Doc Number | 0000264440 |
| Deed Book / Page | 264 / 440 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, AHTA |
| Name | Verified Name |
|---|---|
| Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Document Number | 0005900168 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | KCM 714/1 |
| Instrument | 25120505900168 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 08, 2024 |
| Property Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Document Number | 0005900012 |
| Book / Page | KC 264 / 440 |
| Instrument Date | Jan 03, 2024 |
| Instrument | 24010805900012 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6457 GLENWAY AVE, CHEVIOT, OH 45211-5233 |
| Name | Verified Name |
|---|---|
| Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Document Number | 0005900013 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 24010805900013 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900159 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | KCM 472/154 |
| Instrument | 23062805900159 |
| Name | ACQUIRED ASSETS GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOLVANG, CA 93464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 08, 2023 |
| Property Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Document Number | 0005900201 |
| Book / Page | KC 240 / 315 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 23080805900201 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 906 BAKER ST, COVINGTON, KY 41011-2008 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 46, SOLVANG, CA 93464-0046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 16, 2022 |
| Property Address | 414 THOMAS ST, COVINGTON, KY 41014-1451 |
| Document Number | 0005900215 |
| Book / Page | 171 / 520 |
| Instrument Date | Jun 01, 2022 |
| Instrument | 22061605900215 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 BYRD ST, 409, COVINGTON, KY 41011-3548 |
| Name | Verified Name |
|---|---|
| Address | 187 PAVILION PKWY # 221, 221, NEWPORT, KY 41071-2891 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (+117.59%) | $225,000 (+118.66%) Land $5,000 Building $220,000 | $225,000 (+118.66%) Land $5,000 Building $220,000 |
| 2023 | $1,370.00 (+0.81%) | $102,900 (-) Land $5,000 Building $97,900 | $102,900 (-) Land $5,000 Building $97,900 |
| 2022 | $1,359.00 | $102,900 Land $5,000 Building $97,900 | $102,900 Land $5,000 Building $97,900 |
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