Kenton County property record for 518 Thomas St, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,520 sqft · built 2009 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2025) |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-31-22-011.05 |
| Primary APN | 055-31-22-011.05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Finished Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553122011.05 |
|---|---|
| Street Address | 518 THOMAS ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5A CENTER FOR GREAT NEIGHBORHOODS OF COVINGTON |
| Legal Subdivision | CENTER FOR GREAT NEIGHBORHOOD OF |
| Legal Lot Number | CO5A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-31-22-011.05
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 THOMAS ST, COVINGTON, KY 41014-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2025 · Amount on Record |
| Deed Sale | Apr 02, 2025 · Amount on Record |
| Prior Sale | Apr 02, 2021 · Amount on Record |
| Deed Document Number | 0000008280 |
| Deed Book / Page | 82 / 80 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 02, 2021 |
| Property Address | 518 THOMAS ST, COVINGTON, KY 41014-1453 |
| Document Number | 0005900157 |
| Book / Page | 82 / 80 |
| Map Reference | PL 2086 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 21040205900157 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 THOMAS ST, 518, COVINGTON, KY 41014-1453 |
| Name | Verified Name |
|---|---|
| Address | 518 THOMAS ST, COVINGTON, KY 41014-1453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 518 THOMAS ST, COVINGTON, KY 41014-1453 |
| Document Number | 0000000181 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 518 THOMAS ST COVINGTON KY 410141453, COVINGTON, KY 41014-1453 |
| Document Number | 0000000181 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 0C6390/000173 |
| Instrument | 181 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 15, 2023 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,517.00 (-0.51%) | $190,000 (-) Land $5,000 Building $185,000 | $190,000 (-) Land $5,000 Building $185,000 |
| 2023 | $2,530.00 | $190,000 Land $5,000 Building $185,000 | $190,000 Land $5,000 Building $185,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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