414 Saddle Trail Dr, Lufkin, TX 75904 Property Records

Angelina County property record for 414 Saddle Trail Dr, Lufkin, TX 75904

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 2009
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R99544`

Property Details

APN / Parcel Number

Primary APN	`R99544`
Alternative APNs	`6541-025F-001-002-00` `99544`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,782 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	99544
Street Address	414 SADDLE TRAIL DR
City	LUFKIN
State	TX
Zip	75904-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6541 VILLAGE AT SADDLE BROOK SUBD BLK 1 LOT 2
Legal Subdivision	VILLAGE AT SADDLE BROOK SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANGELINA TX
Township / Civil Division	LUFKIN
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

414 Saddle Trail Dr is owned and occupied by two individuals who acquired it in April 2023.

Source: Angelina County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA
Apr 25, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage MARK KATZFEY
Apr 25, 2023	Affidavit, Transfer ANGELINA TITLE LLC
May 1, 2019	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023
Deed Sale	Apr 25, 2023
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2023433456
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANGELINA TX
Property Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	SECURITY AND GUARANTY ABSTRACT, SECURITY & GUARANTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021403018
Date	Jan 26, 2021
Instrument	2021-403018

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ANGELINA TX
Recording Date	Apr 25, 2023
Property Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Document Number	2023433456
Map Reference	CAB E SL 40-A
Instrument Date	Apr 21, 2023
Instrument	2023-433456
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ANGELINA TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 DEERSLOPE CT, GOODRICH, TX 77335-7055

Mortgage

Document Number	2023433457
Date	Apr 25, 2023
Instrument	2023-433457

Lender

Name	MARK KATZFEY
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ANGELINA TX
Recording Date	Apr 25, 2023
Property Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Document Number	2023433455
Map Reference	CAB E SL 40-A
Instrument Date	Apr 4, 2023
Instrument	2023-433455
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ANGELINA TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ANGELINA TX
Recording Date	May 1, 2019
Property Address	414 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Document Number	201900380988
Map Reference	CAB E SL 40-A
Instrument Date	Apr 30, 2019
Instrument	2019-00380988
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SECURITY AND GUARANTY ABSTRACT, SECURITY & GUARANTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 TRAILWOOD CIR, LUFKIN, TX 75904-4375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AUDUBON LN, LUFKIN, TX 75904-4324

Mortgage

Document Number	201900380989
Date	May 1, 2019
Instrument	2019-00380989

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 414 Saddle Trail Dr was $2,377 with exemptions applied, down 57.2% from the year before.

Source: Angelina County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Angelina County
Municipality	Lufkin City
Unified School District	Lufkin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,770 (-1.1%) Land $26,420 Building $239,350	$265,770 (-1.1%) Land $26,420 Building $239,350
2025	$2,377.00 (-57.17%) Homeowner's exemption Senior Citizen's exemption	$268,730 Land $26,420 Building $242,310	$268,730 Land $26,420 Building $242,310
2024	$5,550.00
2023		$264,380 Land $26,420 Building $237,960	$264,380 Land $26,420 Building $237,960
2022	$3,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Saddle Trail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Saddle Trail Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUFKIN serves 51,236 people · EPA ID TX0030004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Saddle Trail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures